Scotiabank American Express Cards, Scotiabank VISA Credit Cards and Scotiabank Personal Line of Credit Accounts

At Scotiabank, we are committed to helping you better understand the terms and conditions associated with your revolving credit products and any updates or changes that we make to them.  Please click on the link below to review the current Revolving Credit Agreement for your account. A complete listing of the accounts governed by this agreement is also below.    

Notices

New!

Important Notice about Installment Plans included with eligible Scotiabank Credit Card Accounts and Installment Plan Terms and Conditions and Changes to the Revolving Credit Agreement and Disclosure Statement - effective as of May 15, 2022.

New!

Important Notice of Changes to Personal and Small Business Scotiabank Credit Card Accounts and Personal Line of Credit Accounts - effective June 30, 2022.

New!

Important Notice: Effective July 1, 2022, we are making changes to the Scotiabank Platinum American Express Card including changes to the interest rates, Scene+ Points Earn Rates, foreign transaction fees, and insurance coverage available on the card. Learn more