Scotiabank American Express and Visa Credit Cards and Personal Scotiabank Line of Credit Accounts

Update to important notice about Fee and Other Changes

We recognize that this is an uncertain time for everyone. The cash advance fee changes described below on personal and small business Scotiabank Credit Cards will no longer be taking effect on May 1, 2020.

, the changes to the Revolving Credit Agreement are still in effect as of May 1, 2020.

Important notice

Effective May 1, 2020, our Revolving Credit Agreement will be updated. This applies to Personal and Small Business Scotiabank American Express and Visa Credit Card accounts and to Personal Scotiabank Line of Credit accounts.

In addition, certain fees are increasing from $3.50 or $4.00 (as applicable) to $5.00 on Personal and Small Business Credit Card Accounts.

A summary of these changes can be found here. Refer below for an updated copy of the Revolving Credit Agreement in effect as of May 1, 2020.

At Scotiabank, we are committed to helping you better understand the terms and conditions associated with your revolving credit products and any updates or changes that we make to them.  Please click on the link below to review the current Revolving Credit Agreement for your account. A complete listing of the accounts governed by this agreement is also below.    

Scotiabank American Express, Scotiabank Visa  Credit Cards and Scotia Line of Credit Accounts


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