Scotiabank American Express Cards, Scotiabank VISA Credit Cards and Scotiabank Personal Line of Credit Accounts

At Scotiabank, we are committed to helping you better understand the terms and conditions associated with your revolving credit products and any updates or changes that we make to them.  Please click on the link below to review the current Revolving Credit Agreement for your account. A complete listing of the accounts governed by this agreement is also below.    

Revolving Credit Agreement (effective February 1, 2023)

Notices

New!

Important Notice: Effective August 1, 2023, we are making changes to the Scotiabank Scene+ Visa Card including changes to the annual interest rates on purchases and new ways to earn Scene+ Points at Home Hardware locations in Canada and online at homehardware.ca.

Scotiabank American Express, Scotiabank Visa Credit Cards and Scotia Personal Line of Credit Accounts

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How to

Activate your credit card online
Increase your credit limit
Order supplementary credit cards
Redeem your rewards

Tools

Scene+™* points calculator
Scotia Momentum® cash back calculator
Rewards calculator