Do you have any products or services with Scotiabank?

Yes, I do   

Sign in so we can link your customer profile to your application.

Sign in to Scotia OnLine

No, I don't   

Get started by choosing a rewards program for this account.

Scotia Rewards® points for travel and more

SCENE®* Rewards points for movies and meals

I don’t want rewards

To qualify for the special offer, make sure to:

1.    Open a new Ultimate Package by December 16, 2020.

2.    Complete any two of the following three actions within 60 days of opening your Ultimate Package :

  • Make an eligible $50 bill payment through online or mobile banking.
  • Set up at least 2 eligible separate recurring pre-authorized transactions that are $50 or more, which will each recur monthly for a minimum of 3 consecutive months and the transactions clear.
  • Set up an eligible recurring direct deposit, which will recur monthly for a minimum of 3 consecutive months and the transactions clear.

The $300 cash bonus will be deposited directly into your new Ultimate Package account within 2 months of completing the above requirements. See terms and conditions below for full details.

Scotiabank Credit Cards eligible for ongoing annual fee waiver

Scotiabank Passport™ Visa Infinite Card

Annual Fee
$139/year

Interest rates
19.99% purchases
22.99% cash advances

Scotiabank Gold American Express® Card

Annual Fee
$120/year

Interest rates
19.99% purchases
22.99% cash advances

Scotia Momentum® Visa Infinite Card

Annual Fee
$120/year

Interest rates
20.99% purchases
22.99% cash advances

Scotiabank Value® Visa Card

Annual Fee
$29/year

Interest rates
12.99% purchases
12.99% cash advances

Ultimate Package

Spend, save, and more all from one banking package. Earn a $300 welcome bonus today.

Top features:

  • Earn an additional 0.10% on your MomentumPLUS Savings Account7
  • Unlimited debit transactions3, Interac e-Transfer transactions, and new Scotia International Money Transfers±
  • Unlimited free Global non-Scotiabank ABM withdrawals6
  • Up to $139 annual fee waiver each year on select credit cards5
Special offer

You could earn $300 cash!2

When you open a new Ultimate Package

Ultimate Package
Get Ultimate Package

Package features

Usage

  • Unlimited debit transactions3

  • Unlimited no-fee Scotia International Money Transfers±

  • Unlimited Interac e-Transfer transactions

  • No monthly Overdraft Protection fee4

  • Your choice of SCENETM or Scotia Rewards®,10

Grow your money

  • Earn an additional 0.10% on your MomentumPLUS Savings Account7

  • Ultimate rates on select GICs8

  • 10 free equity trades at Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after9

No boundaries

  • Unlimited free Global non-Scotiabank ABM withdrawals6

  • Free personalized cheques20and drafts11

  • Up to $139 ongoing annual fee waiver on select credit cards5


Package fees

$0* or $30.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Get rewarded

Earn points on everyday purchases with your choice of rewards program10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more


More perks

Safety deposit box

  • $55 annual fee waiver17 (equivalent to a small safety deposit box)

Additional accounts

  • No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account19

  • No monthly account fee on a Basic Plus Bank Account16 (save up to $131 annually)


Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

Keep your money where you want and you could save on monthly account fees:

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Easy Switch

We made switching banks easy, just for you.


Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount