Bank account fees at a glance

Account debit fee also applies if not included in your monthly account fee

The monthly fee for Scotia InfoAlerts charged to an account covers all alerts selected (SMS and/or email selected for all your account)

Other cheque styles for these accounts are available at regular rates

Excluding Money Master® Savings Account and Scotia Power Savings Account

Scotia OnLine Cheque Image Viewing is free for all recordkeeping types ONLY with the Basic Banking Account and Student Banking Advantage Plan. All other account types must pay the stated fee, unless paperless recordkeeping is selected for that account

The Ultimate Package qualifies for unlimited Canadian and U.S. dollar drafts. Account must be in good standing.

The account qualifies for one (1) book of 100 personalized cheques per year per account. Account must be in good standing.

Subject to availability. Upon activation, the primary account holder of the Ultimate Package account who gets a safety deposit box will receive a $60.00 fee waiver (value of a small safety deposit box) applied annually as long as the account is in good standing. Limit of one (1) annual waiver per Ultimate Package account.

Accountholders who add Overdraft Protection to their account will have the $5.00 Overdraft Protection fee automatically waived when the account is overdrawn. Interest will remain to be payable on overdrawn balances, calculated daily at 21% (per annum) and charged monthly. The account must have a positive balance at least once every 30 days. A $5.00 handling fee will be charged for each item that is paid while the account is overdrawn more than the authorized limit. Subject to approval.

The Preferred Package account includes 1 free non-Scotiabank Interac⁺ ABM cash withdrawal within Canada per month. Access fee for each subsequent cash withdrawal at non-Scotiabank Interac⁺ ABMs will be charged $2.00 per withdrawal. Each cash withdrawal from non-Scotiabank Visa* or PLUS* ABMs will be charged $3.00 in Canada and the U.S. and $5.00 outside of Canada and the U.S. Account holders may still be charged a convenience fee by the other bank and ABM operator, not by Scotiabank.

The Ultimate Package account includes non-Scotiabank Interac⁺ ABM cash withdrawals in Canada and cash withdrawals at non-Scotiabank Visa* or PLUS* ABMs within and outside of Canada. Account holders may still be charged a convenience fee by the other bank and ABM operator, not by Scotiabank.

Plus GST, HST, QST as required by Federal and Provincial Legislation. Scotiabank's GST/HST Registration Number is R105195598 and the QST number is 1000042508

Passbook is no longer available to select as a record keeping option

Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.

We derive income from the fee as well as the difference (the spread) between the prices we bid to buy and offer to sell foreign currency. Our spreads may differ from time to time across currencies. The spread is reflected in the price we quote for the Requested Currency of your international money transfer request. The price of any Local FX Conversion Transaction will also include a spread charged by the relevant intermediary or recipient bank.