Scotia Plan Personal LoanFunds you can use anyway you choose
Did you know?
We’re the TOP choice for financing from coast to coast
Get up to
$150,0001 to help reach your goals
Use your loan for anything you want
Take up to 5 years to pay it back2
Save with a great fixed or variable interest rate3
Customize your payments to suit you
Plan your payments to fit your needs
Customize a payment plan so it’s right for you
Pick a weekly, bi-weekly or monthly payment plan
Change how much you pay3, how often, or even what days you make a payment
Feel confident knowing exactly when your loan will be paid off
Save with a competitive rate
Secure your loan with collateral and reduce your interest rate
Own a home? Use your home equity to lower your rate even more
No collateral? No problem. You can still qualify for a competitive fixed or variable rate4
Manage your loan online anywhere, anytime
Find out how much is left on your loan and when your next payment is due
See your payment amount and remaining term.
Make an extra payment or boost your payment amount
Change your payment days or frequency
Use your loan account number to activate online access
Take a payment break
You can postpone one payment each year that you have the loan4
Subject to credit approval, loan term, principal amount and security provided.
Amortization is based on the security provided; to a maximum of 25 years.
Example: Based on $5000.00 loan at 6.00% amortized over 60 months; $94.36 monthly payment; $661.60 total interest cost over 60 months
Excluding real estate secured loans.
Maximum APR 19.50%
Interest will continue to accrue during any payment deferral period.
Registered trademark of the Bank of Nova Scotia.