Scotia Plan Personal Loan

Funds you can use anyway you choose

For the best rates

Find your nearest branch

Calculate my payments

Features

Use your loan for anything you want

Take up to 5 years to pay it back2

Save with a great fixed or variable interest rate3

Customize your payments to suit you

Plan your payments to fit your needs

Customize a payment plan so it’s right for you

  • Pick a weekly, bi-weekly or monthly payment plan
  • Change how much you pay3, how often, or even what days you make a payment
  • Feel confident knowing exactly when your loan will be paid off

Save with a competitive rate

  • Secure your loan with collateral and reduce your interest rate
  • Own a home? Use your home equity to lower your rate even more
  • No collateral? No problem. You can still qualify for a competitive fixed or variable rate

Manage your loan online anywhere, anytime

  • Find out how much is left on your loan and when your next payment is due
  • See your payment amount and remaining term.
  • Make an extra payment or boost your payment amount
  • Change your payment days or frequency
  • Use your loan account number to activate online access

Take a payment break

  • You can postpone one payment each year that you have the loan4

Still have questions? Call us

Call us: tel:1-800-472-6842 1 (800) 4SCOTIA

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1
Subject to credit approval, loan term, principal amount and security provided.
2
Amortization is based on the security provided; to a maximum of 25 years. 
Example: Based on $5000.00 loan at 6.00% amortized over 60 months; $94.36 monthly payment; $661.60 total interest cost over 60 months
3
Excluding real estate secured loans.
4
Interest will continue to accrue during any payment deferral period.
Registered trademark of the Bank of Nova Scotia.