Student Banking Advantage® Plan

Make sure your math is mathing and earn a $100 welcome bonus when you open a new account.

Special Offer

Get rewarded with the Scene+ Student Banking Bundle

Earn up to $360* in welcome bonus value and iTRADE savings when you bundle your banking.

Learn more

Is this Chequing Account right for you? 

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Right for you if you:

  • Use for everyday banking such as purchases, ABM transactions and payroll deposits
  • Are enrolled full-time in a post-secondary institution in Canada or the U.S.
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May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

Earn a $100 welcome bonus

Open the Student Banking Advantage® Plan and in a few steps, you’ll be eligible to receive a $100 welcome bonus


Account features


  • Unlimited debit transactions2

  • Unlimited Interac e-Transfer transactions

  • Scene+TM Program3

  • Eligible for overdraft protection4

Grow your money

No boundaries

  • No monthly account fee1

  • Free paperless or paper statements

Package fees


Must be currently enrolled full time in a post-secondary institution in Canada or the U.S. (Domestic or International students)

Get Rewarded with Scene+

Earn points on everyday purchases with the Scene+TM program

Explore Scene+


  • 1 Scene+ point for every $5 spent on everyday purchases.3
  • 1 Scene+ point for every $1 spent at Cineplex.


  • Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.

Make sure your math is mathing

Students can earn up to $360 in value with the Scene+TM

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score6

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice

Plan for success with the Student Hub

The best path forward to financial tips, tools, and advice to help students manage their money better.



Student life just got easier

Find advice on how to maximize your budget and how Scotiabank can help you get there.

Explore Advice for Students


New to Canada?

Get advice on all things Canadian to help you navigate student life5

Check out the: Scotiabank StartRight® Program

ScotiaLine® Personal Line of Credit for Students

A tailored way to borrow money for school with flexible ​repayment options and competitive interest rates.

Let's get started!

Apply online or in person

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In person

Talk to a Scotiabank advisor.