Student Banking Advantage^® Plan

Registered trademarks of The Bank of Nova Scotia

Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.

Registered trademarks of SCENE IP, LP, used under license.

Registered trademarks of TransUnion LLC. CreditView is a service provided by TransUnion. The Bank of Nova Scotia and its affiliates are not responsible for the service. 

Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included in the Student Banking Advantage Plan account package.

Fees may initially be charged for e-transfers in excess of 99 in a month but will be reversed in the subsequent month.

Choose between the SCENE and Scotia Rewards reward programs.

SCENE ScotiaCard debit card: Earn 1 SCENE point for every $5 you spend on debit purchase transactions including Interac Flash^† and Visa Debit transactions from an eligible account using your SCENE ScotiaCard debit card. Normal Interac Flash transaction limits apply. SCENE points are calculated on card purchases, less any refunds, returns, or other similar credits.  Other conditions and limitations apply. Visit  www.scotiabank.com/scene for complete details.  General information: SCENE points accumulated using a card will be updated within 2-3 days. SCENE points can only be redeemed at participating Cineplex Entertainment®◊ theatres, online at www.scene.ca for other points offers (or rewards).

Scotia Rewards ScotiaCard debit card: Earn 1 Scotia Reward Point for every $5 you spend on debit purchase transactions and Interac^† Flash transactions from an eligible account using your Scotiabank Passport Debit Card. Normal Interac^† Flash transaction limits apply. Other conditions and limitation apply.  Visit www.scotiarewards.com/en-CA/Help/TermsAndConditions#ScotiaCard for complete details. 

If you’re attending a university, community college, or another recognized post-secondary school in Canada or the United States, you can take advantage of this plan. This plan is available only for full-time students registered in a course for credit. To take advantage of the account benefits, you will need to provide your branch with proof that you are enrolled full-time at a qualifying post-secondary institution each academic year prior to November 30th. When you are no longer enrolled full-time or you have not presented proof enrollment, the plan will be removed and the account will automatically be converted to an account that is suitable to you based on your recent transaction behaviour.

To qualify for the 5,000 SCENE points or 5,000 Scotia Rewards points (the “Offer”), you must (1) open a new Student Banking Advantage Plan (an "Eligible Account") with a SCENE ScotiaCard or Passport ScotiaCard, respectively, by April 30, 2020, and (2) set up your payroll so that it is deposited into your Eligible Account or set up a minimum of 2 separate recurring pre-authorized transactions (“PATs”) for a minimum of $25 per transaction for twelve (12) consecutive months. Your first payroll deposit or recurring PATs must be deposited or credited in the Eligible Account within 60 days of account opening. The Eligible Account must be open and in good standing until the time of payout. The Eligible Account is not in "good standing" if (i) it has a negative balance exceeding the authorized overdraft limit or (ii) it has been in continuous overdraft for a period of three (3) consecutive months. If you are not already a SCENE member, you will need to open a SCENE membership account and then connect it to your SCENE ScotiaCard. If the Eligible Account is opened with a SCENE ScotiaCard, the bonus SCENE points will appear as an adjustment on your SCENE membership account within 3 statement cycles after Eligible Account opening. If the Eligible Account is opened with a Passport ScotiaCard, the bonus Scotia Rewards points will appear as an adjustment on your Scotia Rewards account within 3 statement cycles after Eligible Account opening. Employees of The Bank of Nova Scotia (“Scotiabank”) and individuals who are currently or were previously holders/ joint holders of a Scotiabank chequing account within the last 2 years are not eligible for this Offer. For joint accounts, if at the time of payout of the bonus points both joint account holders have either a SCENE ScotiaCard or Passport ScotiaCard, points will be split equally, otherwise points will be awarded to the primary account holder. This Offer is non-transferable; maximum one Offer per customer. All rates, fees, features and benefits are subject to change. Offers may change, be extended and cannot be combined with any other offers.

Scotiabank StartRight® Program created for Canadian Permanent Residents from 0-3 years in Canada, Investor Immigrants and Foreign Workers.

Offer eligibility: To qualify for the 1-Year No Monthly Account Fee Offer (the “Offer”), open a new Preferred Package account under the StartRight® Program (the “Account”). [Employees of The Bank of Nova Scotia (“Scotiabank”) and individuals who are currently or were previously holders/ joint holders of a Scotiabank chequing account within the last 2 years are not eligible for this Offer]

How this Offer Works:  During  the first 12months, your monthly Account fee will be waived and will not appear as a charge on your Account. The Account must be open and in good standing at the time of the waiver. All applicable service charges on the Account will continue to be applied monthly. After the first 12 months, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions.

This Offer is non-transferable and cannot be combined with any other offers. Maximum one Offer per customer. All rates, fees, features and benefits are subject to change.  Offer may be changed, cancelled, or extended at any time without notice.