Registered trademarks of The Bank of Nova Scotia

Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation, used under license.

Interac e-Transfer is a registered trademark of Interac Corp. Used under license.

Eligibility: you are eligible for the Student Banking Advantage Plan (chequing account) if you are enrolled full-time in a university, community college, or another recognized post-secondary institution in Canada or the United States. You will be required to confirm your student status by providing proof of enrollment. 

 

What happens when you’re no longer a student? When your student status expires based on Scotiabank’s records or you have failed to provide proof of enrollment confirming your full-time student status, the plan will be removed and the account will be converted to the Preferred Package as of December 1st following the date of your student status expiry.

Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included in the Student Banking Advantage Plan account package.

Scene+ ScotiaCard® debit card: Earn 1 Scene+ Point for every $5 on debit purchases (up to a maximum of 300 points per transaction and 600 points per day) made from an eligible Scotiabank chequing or savings account using your Scene+ ScotiaCard debit card linked to a Scene+ membership, including Interac Debit contactless and Visa Debit transactions.  Normal Interac Debit contactless transaction limits apply. Scene+ Points accumulated using your Scene+ ScotiaCard debit card will be updated within 2-3 days to the associated Scene+ account.  Scene+ points are calculated on debit card purchases, less any refunds, returns, or other similar credits.  Other conditions apply. Scene+ points can be redeemed for travel, entertainment, shopping, dining, banking or online at www.sceneplus.ca. Visit www.scotiabank.com/sceneplusrewards for complete details.

To qualify for the $75 welcome bonus (the “Offer”), you must: 

1. Open a new Student Banking Advantage Plan (an “Eligible Account”) by January 31, 2023; and
   
2. Complete one of the following activities in your Eligible Account within 60 days of Eligible Account opening:
   • Set up and clear at least one (1) eligible automated and recurring direct deposit^♢♢ (such as payroll) or
     
   • Set up and clear at least one (1) eligible recurring pre-authorized transaction^♢♢ which must recur monthly for a minimum of two (2) consecutive months. 

^♢♢Click here for a list of eligible direct deposits and pre-authorized transactions. While a transaction may be included in these lists, certain exclusions may still apply and Scotiabank reserves the right to modify these lists and to determine whether a specific direct deposit or pre-authorized transaction is eligible for the Offer. Fund transfers initiated to other Scotiabank accounts (one time or recurring, e.g. credit card or savings account), to chequing or savings accounts held at other financial institutions, or to payment processing firms, are not eligible for the Offer. 

 

Eligibility Exclusions: Individuals who are currently holders of a Scotiabank Chequing Account are not eligible for the Offer. Individuals who were previously holders of a Scotiabank Chequing Account within the last two (2) years are not eligible for the Offer. “Scotiabank Chequing Account” means any of the following accounts: Ultimate Package, Preferred Package, Scotia One Account, Basic Plus Bank Account, Basic Banking Plan, Basic Bank Account, Momentum Chequing, Power Chequing, Scotia One Service, Scotia Value, Student Banking Advantage Plan. Employees of Scotiabank are also not eligible for the Offer. 

 

General Terms: The $75 cash bonus will be deposited to the Eligible Account within six (6) months from account open date provided all Offer conditions outlined above have been met. The Eligible Account must be open and in good standing until the time of payout of the cash bonus. The Eligible Account is not in "good standing" if: (i) it has a negative balance exceeding the authorized overdraft limit, or (ii) it has been in continuous overdraft for a period of three consecutive months. The Offer is non-transferable and may not be duplicated. Limit of one (1) Offer per customer, regardless of the number of Eligible Accounts opened. If more than one (1) Eligible Account is opened, only the first Eligible Account opened will be eligible for the Offer. For joint accounts, only one (1) cash bonus Offer will be applied to the primary account holder’s Eligible Account. All rates, fees, features and benefits are subject to change. The Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers. 

Value of up to $150 in welcome bonuses with the Scene+™ Student Banking Bundle includes a $75 cash bonus and up to 7,500 in Scene+ points (valued at up to $75) as follows: 

 

1. $75 cash offer for new Student Banking Advantage® Plan customers
   
2. 1,250 Scene+ points for new Scene®* Visa* Credit Card customers
3. 1,250 Scene+ points for new customers who combine the products above with a new MomentumPLUS Savings Account
4. 5,000 Scene+ points when you complete all of the above

Additional conditions apply, please see Scotiabank® Scene+™ Bundle for Students Offer for full terms and conditions.

Subject to approval. A customer must apply for an Overdraft Protection Plan to determine if they qualify.

Scotiabank StartRight® Program created for Canadian Permanent Residents from 0-3 years in Canada, Investor Immigrants and Foreign Workers.

 

Eligibility: To be eligible for monthly fee waiver for one year, you must obtain an Essential Package (the “Account”) through the Scotiabank® StartRight program. [Employees of The Bank of Nova Scotia ("Scotiabank") and persons who are current or joint holders of a Scotiabank chequing account, or who have been within the past two years , cannot take advantage of this offer].

 

How the offer works: During the first 12 months, the monthly fee will be waived and will not be collected from your account. Account must be open and in good standing during the period eligible for fee waiver. All service fees applicable to the account will continue to be charged monthly. After the 12 month period, the monthly fee will be charged to your account unless you maintain a minimum daily closing balance of $4,000 in your account. If applicable, the monthly fee will be waived in accordance with the terms of the account. This offer is not transferable and cannot be reproduced or combined with any other offer. Only one offer per customer. Rates, fees, features and benefits subject to change. Offer may be changed, canceled or extended at any time without notice.

Your TransUnion Credit Score and other TransUnion Credit Score services are provided by TransUnion Interactive, Inc. ("TransUnion") and are made available to you as a customer of The Bank of Nova Scotia (“Scotiabank”) at no additional charge. Accessing your TransUnion Credit Score will not impact your Credit Score. Scotiabank and its affiliates are not responsible for the TransUnion Credit Score or any of the information provided to you through TransUnion's Credit Score services.
   

To access your TransUnion Credit Score, Scotiabank will share your personal information such as name, address and date of birth with TransUnion so that TransUnion can identify you and provide your Credit Score. Your information will not be used or disclosed by TransUnion for any other purposes.

The TransUnion Credit Score service is subject to certain terms and conditions that can be viewed here Terms of Use.