Student Banking Advantage Plan

To qualify for the 5,000 SCENE points or 5,000 Scotia Rewards points (the “Offer”), you must (1) open a new Scotia One™ Account, Basic Banking Account, Basic Banking Plan, Student Banking Advantage Plan, or Getting There Savings Account for Youth (an "Eligible Account") with a SCENE ScotiaCard or Passport ScotiaCard, respectively, by April 30, 2019, and (2) set up your payroll so that it is deposited into your Eligible Account or set up a minimum of 2 separate pre-authorized transactions (“PATs”).  If you are not already a SCENE member, you will need to open a SCENE membership account and then connect it to your SCENE ScotiaCard. Your first payroll deposit or PATs must be deposited or credited in the Eligible Account within 60 days of account opening. The Eligible Account must be open and in good standing until the time of payout. The Eligible Account is not in "good standing" if (i) it has a negative balance exceeding the authorized overdraft limit or (ii) it has been in continuous overdraft for a period of three (3) consecutive months. If the Eligible Account is opened with a SCENE ScotiaCard, the bonus SCENE points will appear as an adjustment on your SCENE membership account within 3 statement cycles after Eligible Account opening. If the Eligible Account is opened with a Passport ScotiaCard, the bonus Scotia Rewards points will appear as an adjustment on your Scotia Rewards account within 3 statement cycles after Eligible Account opening. Existing Scotiabank chequing account holders are not eligible for this Offer. For joint accounts, if at the time of payout of the bonus points each joint account holder has a SCENE ScotiaCard or Passport ScotiaCard, points will be split equally. This Offer is non-transferable; only one 5,000 bonus point Offer may be applied to the each new Eligible Account. All rates, fees, features and benefits are subject to change. Offers may change, be extended and cannot be combined with any other offers. 

Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.

If you’re attending a university, community college, or another recognized post-secondary school in Canada or the United States, you can take advantage of this plan. This plan is available on for full-time students registered in a course for credit. To take advantage of the Student Banking Advantage Plan account benefits, you will need to provide your branch with proof that you are enrolled full-time at a qualifying post-secondary institution each academic year prior to November 30th. When you are no longer enrolled full-time or you have not presented proof of enrollment, the plan will be removed and the account will automatically be converted to an account that is suitable to you based on your recent transaction behavior. You will be reminded by email, through Scotia Online or by regular mail prior to conversion and have the option to change the account type.

Fees may initially be charged for e-transfers in excess of 99 in a month but will be reversed in the subsequent month.

Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.

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