Scotiabank Gold American Express® Card

Earn up to 6X the Scene+TM points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.2 ​

The only major bank that saves you 2.5% on foreign transaction fees.8∆

Displayed card designs will not be available until 2023. Actual cards will vary.

Special Offer

Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1

Scotiabank Gold American Express credit card
Scotiabank Gold American Express® Card
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Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards

Fees, rates & other information7

Annual fee

$120/year

(Special offer: First-year
annual fee waived1)

Interest rates

20.99% on purchases
22.99% on cash advances

Minimum credit limit

$5,000

Each supplementary Card

$29/year

No foreign transaction fees

You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.8


Your award-winning card

  • Winner of the 2022 Rewards Canada Top Travel Points Credit Card (annual fees)

  • Winner of the 2022 creditcardGenius Best Foreign Exchange Credit Card±

  • Winner of the 2022 MoneySense Best Reward Card for everyday spending

  • Winner of the 2021 MoneySense Best Rewards Cards (everyday use)

Ways to earn Scene+ points

NEW
Grocery bag  icon

6X 

Sobeys, Safeway, FreshCo, Foodland, and more

Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more.

Food cutlery icon

5X

Eat in and Eat out

Earn 5 Scene+ points2 for every $1 CAD you spend in Canada on Dining, Food Delivery, and other eligible grocery stores. Includes popular food delivery and food subscriptions.

Popcorn Icon

5X

Watch and Cheer

Earn 5 Scene+ points2 for every $1 CAD you spend in Canada eligible entertainment purchases. Includes movies, theatre, and ticket agencies.

Car Icon

3X

Ride and Drive

Earn 3 Scene+ points2 for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshare, buses, taxis, subway, and more.

Stream icon

3X

Listen and Stream

Earn 3 Scene+ points2 for every $1 CAD you spend in Canada on eligible select streaming services.

Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases

Your card comes with great benefits

Exclusive access to special offers and events

Earn Scene+ points

New  Earn and redeem Scene+ points when you shop at over 1,100 eligible grocery stores across Canada including Sobeys, Safeway, FreshCo, Foodland, and more.

Amex Offers®†

Make every day more rewarding with Amex Offers®† With offers for shopping, dining, travel, and more, there’s something for everyone. Adding offers to your card is quick, easy, and best of all, incredibly rewarding.14

Register your Card Register your Card

Amex Front Of the Line®

Cardmembers can purchase Front Of The Line® presale tickets to some of the most in-demand concerts, theatre productions, restaurants, and special events before the general public.

Cardmembers can also purchase Front Of The Line® Reserved tickets from a block of seats reserved exclusively for American Express during the public on-sale period for many major events.9

American Express Invites®

Enjoy a variety of special offers and events created just for you. From advance screenings of blockbuster movies, to weekend getaway packages and special online and in-store shopping deals, it’s never been easier to have an experience you’ll never forget.9

Sign up for e-Updates

Book and redeem easily

Book and redeem any flight for any time through Scene+ Travel3, a full-service travel agency4

Program terms and conditions

Complimentary concierge services

Whether you need help booking your restaurant reservations or scoring tickets for a show, our concierge service is happy to assist you 24/7.5

Airport lounge access

Be confident that you’ll have a place to relax or catch up on business. Enjoy a preferred discount on the Priority Pass™ membership and access over 1200 VIP lounges around the world as a Scotiabank Gold American Express® Cardholder.6

Save time at the checkout

Tap your Scotiabank Gold American Express® Card on your smartphone for quick easy payments.12

Pay faster

Apple Pay – The easy, secure, and private way to pay with your eligible Scotiabank credit cards.12

Get a supplementary Card

Get an additional Card for a friend or family member by adding them as a supplementary cardholder to your Scotiabank Gold American Express® Card account.13

See your rewards and save.

Scene+ Program Terms and Conditions

Pay no foreign transaction fees

Check out how your card saves you 2.5% on all your foreign currency purchases.8

Save 2.5% on all your foreign currency purchases.8

Watch the video to see how it works.

Watch video

Get the Scotiabank Gold American Express® Card

sceneplus icon

Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

A bank account that does more, means you will too. 

Receive an annual fee waiver on select credit cards by signing up for a Preferred Package or Ultimate Package.

Not sure if this is the right credit card for you?