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Mortgage rates
Great rates are just the start
There’s more to consider than just a great rate.
- Open or closed mortgage?
- Fixed or variable?
- Prepayment options or a payment vacation?
We can help with personalized advice, guidance and answers to questions you didn’t even know you had.
Learn more about our posted rates
Variable Rate Mortgages
Learn the basics today with our step-by-step guide to home-buying from Advice+
You have questions, we have answers.
For a great rate call to schedule an appointment at a branch, or arrange for a mortgage specialist to connect with you when or where it's convenient for you.
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Special Offer Information
The above Annual Percentage Rates (APR) for our special offers are compounded semi-annually, not in advance. Each APR calculation is based on a mortgage of $100,000 with a 25 year amortization and a $300 appraisal fee. The actual appraisal fee may vary. The mortgage must be advanced within 120 days from the date of application. These offers are subject to change and may be withdrawn at any time without notice. Variable interest rates will change automatically as Scotiabank's prime rate changes. Applications are subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amounts. Other conditions may apply.
Interest rates are provided for information purposes only and are subject to change at any time without notice. All rates are calculated semi-annually, not in advance.
All mortgage applications are subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amounts.