Mortgage rates

Great rates are just the start

There’s more to consider than just a great rate.

  • Open or closed mortgage?
  • Fixed or variable?
  • Prepayment options or a payment vacation?

We can help with personalized advice, guidance and answers to questions you didn’t even know you had.

Learn more about our posted rates

Variable Rate Mortgages

Learn the basics today with our step-by-step guide to home-buying from Advice+

Contact us

Make an appointment with a Home Financing Advisor

Talk to a Home Financing Advisor on the phone or at a location of your choice.

Apply online with eHome

You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.

Visit an advisor at your branch


Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection.

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