Are you a new or existing customer?

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!6

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.7

Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.

Visa* Card

Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months1

Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.2


Are you new to Canada in the past three years?

Visit a branch to apply.

Use our Branch Locator

Watch your SCENE points

add up!

Calculate and Save

Your award-winning card

Winner of the 2021 CreditcardGenius People’s Choice Credit Card.

Winner of the 2021 creditcardGenius People’s Choice Credit Card±

Winner of the 2020 CreditcardGenius People’s Choice Credit Card.

Winner of the 2020 creditcardGenius People’s Choice Credit Card

Get SCENE points faster

  • Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.2

  • Earn 5 SCENE points for every $1 you spend on credit card purchases at Cineplex theatres or at

  • Get FREE movies4

  • Redeem for a FREE movie with just 1,250 points.

  • Save at participating restaurants

  • Get $10 off at participating restaurants when you redeem just 1,000 points

  • Fees, Rates & Other Information5

    Annual Fee


    0 each Supplementary Card

    Interest Rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    Take advantage of all the ways a SCENE® Visa* card adds to your life.

    Save time at the checkout

    Tap your SCENE® Visa* card or your smartphone for quick easy payments

    More details, Save time at the checkout
    Get a supplementary card

    Add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.8

    More details, Get a supplementary card
    Save on car rentals

    As a SCENE Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your SCENE Visa card.                           

    More details, Save on car rentals

    Scotia Credit Card Protection (optional)

    This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

    There are two different coverage bundles to choose from:

    Basic Protection 

    • Death Benefit
    • Critical Illness Benefit  
    • Hospitalization Benefit

    Comprehensive Protection

    • Death Benefit
    • Critical Illness Benefit
    • Hospitalization Benefit
    • Disability Benefit
    • Job Loss Benefit
    • Strike or Lockout Benefit
    In Person

    Make an appointment

    Find a branch
    By Phone

    takes about 8 minutes

    1 (800) 747-3208
    Apply Now

    The fastest way to earn FREE movies, meals & more

    Apply Now