Scotiabank® Scene+ Visa* Card

Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, Home Hardware, and Cineplex.4


Earn up to 5,000 bonus Scene+ points within your first 3 months.2

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back rewards
  • Prefer a card with certain embedded insurance benefits

Fees, rates & other information3

Annual fee


Interest rates

20.99% on purchases
22.99% on cash advances

(including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit


Each supplementary Card


Scotia SelectPayTM*

A flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with low interest rates on your plan and no installment plan fee.11

Special Offer

Choose from flexible Scotia SelectPayTM* installment plans on eligible Home Hardware purchases made with your Scotiabank® Scene+ Visa* credit card, of up to 24 months with no interest and no fees on plans.

Your award-winning Card

Badge: Winner of the 2022 creditcardGenius People’s Choice Credit Card

Winner of the 2022 creditcardGenius People’s Choice Credit Card±

Badge: Winner of the 2021 creditcardGenius People’s Choice Credit Card

Winner of the 2021 creditcardGenius People’s Choice Credit Card

Ways to earn Scene+ points

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Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo, and more

Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

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Home Hardware

Earn 2 Scene+ points4  for every $1 you spend at Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at

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Earn 2 Scene+ points4 for every $1 you spend at Cineplex theatres or at

Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

Your card comes with benefits

Take advantage of all the ways a Scotiabank® Scene+ Visa* Card adds to your life.

Earn Scene+ points

New  Earn and redeem Scene+ points when you shop at over 1,100 eligible grocery stores across Canada including Sobeys, IGA, Safeway, Foodland, and more.

Save time at the checkout

Tap your Scotiabank Scene+ Visa Card or your smartphone for quick easy payments.

Save on car rentals5

As a Scotiabank Scene+ Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Scene+ Visa card.

Get a supplementary Card

Add an additional Supplementary Cardholder to your Scotiabank® Scene+ Visa* Card Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.6

See your rewards and save.

Scene+ Program Terms and Conditions

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Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

Get the Scotiabank® Scene+Visa* Card

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The fastest way to earn FREE movies, meals & more.

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By Phone

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Discover your credit card rewards

Enter your monthly spend details to compare Scotiabank's credit card benefits and calculate your rewards.

Use the rewards calculator

Choose the right credit option for you

Tell us about your spending and borrowing needs and we'll help you find the credit solution that's right for you.

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