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SCENE®*
Visa* Card
No Annual Fee
Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.2
Your award-winning card
Winner of the 2020 CreditcardGenius People’s Choice Credit Card award
Get SCENE points faster
Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.2
Earn 5 SCENE points for every $1 you spend on credit card purchases at Cineplex theatres or at cineplex.com.3
Get FREE movies4
Redeem for a FREE movie with just 1,250 points.
Save at participating restaurants
Get $10 off at participating restaurants when you redeem just 1,000 points
Fees, Rates & Other Information5
Annual Fee
0
0 each Supplementary Card
Interest Rates
19.99 / 22.99
19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques
Credit Limit
500
Minimum
Your card comes with benefits
Take advantage of all the ways a SCENE® Visa* card adds to your life.
Save time at the checkout
Tap your SCENE® Visa* card or your smartphone for quick easy payments
Get a supplementary card
Add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.8
Save on car rentals
As a SCENE Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your SCENE Visa card.
Feel reassured (Optional protection)
Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.
Scotia Credit Card Protection (optional)
This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.
There are two different coverage bundles to choose from:
Basic Protection
- Death Benefit
- Critical Illness Benefit
- Hospitalization Benefit
Comprehensive Protection
- Death Benefit
- Critical Illness Benefit
- Hospitalization Benefit
- Disability Benefit
- Job Loss Benefit
- Strike or Lockout Benefit
Offer Description and Conditions: The 2,500 Bonus SCENE Points Offer (the “Offer”) applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be awarded within 2-3 business days of the completion of the $500 net purchases provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In cases where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account that has been connected to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.
Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.
SCENE Visa cardholders will earn points for purchases made with their SCENE Visa card (“Card”). A Card must be connected to a SCENE membership account to earn points on purchases made on the Card. Points are not awarded for cash advances, balance transfers, Scotia Credit Card Cheques, returns, refunds or other similar credits, payments fees, interest, service or transaction charges on the Card. Some conditions and limitations apply. Visit www.scotiabank.com/scenevisa for complete details.
Maximum points per transaction are 300. Maximum daily points are 600.
Redeem 1,250 points for a free General Admission or 3D movie ticket in a regular auditorium, 2,000 points for a free Enhanced movie ticket (i.e. UltraAVX®, IMAX® and DBOX, including those in 3D), and 2,500 SCENE points for a free VIP Cinemas™ movie ticket. 125 SCENE points will be issued per adult transaction for a General Admission movie ticket, 200 SCENE points will be issued per adult transaction for an Enhanced movie ticket, and 250 SCENE points will be issued per transaction for a VIP Cinemas™ movie ticket. Members earn points on a maximum of one adult ticket and two child tickets per transaction, two transactions per day. See scene.ca/tickets for details.
For current rates and information on fees and interest cost, call 1-888-882-8958. Interest rates, annual fees and features are effective as of January 23, 2016 and are subject to change without notice. Learn more about credit card fees and interest rates.
All Scotiabank retail credit cards, except ScotiaLine Visa card, Scotiabank Value Visa card, and No-Fee Scotiabank Value Visa card, will have Visa payWave when issued or reissued. Visa payWave™ is a Trademark of Visa Int./Lic. User.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
The Primary Cardholder on the SCENE Visa Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
Registered Trademark of The Bank of Nova Scotia
Visa Int./Licensed User.
Click to Pay is an online checkout solution provided by a third party that supports American Express, Mastercard and Visa cards and is based on EMV® SRC Specifications. The Bank of Nova Scotia is not responsible for this service.