Investment account fees

Scotia Investment Account & Scotia Registered Account Fees at a Glance

Investment/Registered Account Fee for Eligible Withdrawal1 Fee for a transfer to another Financial Institution Fee for a transfer to another member of Scotiabank2 Fee to Close Account
Scotia Registered Savings Account (RSP,LIRA, LRSP, RLSP) $50 $100 Free N/A
Scotia Registered Income Account (RIF, LRIF,LIF, PRIF, RLIF) Free for all regularly scheduled payments 

$50 for each additional withdrawal 

[Tip: Ask instead to change your regular scheduled payments. There is no limit to the number of changes you can make in a year]
$100 Free If The Bank of Nova Scotia is the dealer of your Account: 

$50 if you close your Account within one year of the date you opened it. 

If Scotia Securities Inc. is the dealer of your Account: 

$50 if you close your Account
Scotia Tax-Free Savings Account (TFSA) Free $100 Free N/A
Scotia Registered Education Savings Plan (RESP) N/A $100 Free N/A
Scotia Registered Disability Savings Plan (RDSP) N/A $100 Free N/A
High Interest Savings Accounts Scotiabank Savings Accelerator Account: $5 service charge for an in-branch transfer to your Day-to-Day bank account from either a Non-Registered account or TFSA
Scotia Guaranteed Investment Certificates (GICs) There are no service charges on Scotia GICs. However, interest rate penalties may apply to withdrawals that are made prior to the maturity date, where permitted.

Not sure where to start?

Download our Investment Companion Booklet (791 kb)

Download our Day-to-Day Companion Booklet (499 kb)

Need help choosing the right account?

Visit our Investment centre, your online resource for investment advice.