Preferred Package

Our most popular features packaged for your everyday banking needs

Top features:

  • Unlimited debit transactions3 and Interac e-Transfer transactions
  • First year annual fee waiver (up to $139) on select credit cards12
  • Earn up to 2.05%23 on your MomentumPLUS Savings Account14
Special offer

You could earn $300 cash when you open a Preferred Package and switch to Scotiabank.2

Preferred Package
Get Preferred Package

Package features

Usage
  • Unlimited debit transactions3 

  • Unlimited Interac e-Transfer transactions

  • Your choice of SCENETM or Scotia Rewards®,10

Grow your money
  • Earn up to 2.05%23 on your MomentumPLUS Savings Account14

  • Preferred rates on select GICs15

No boundaries
  • First year annual fee waiver (up to $139) on select credit cards12

  • Fee waived on one non-Scotiabank ABM withdrawal per month in Canada13


Package fees

$0* or $15.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

Get rewarded

Earn points on everyday purchases with your choice of rewards program10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more


More perks

Additional accounts
  • No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account22


Additional information

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

Easy Switch

We made switching banks easy, just for you.
 

Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount

New to Canada?

Bank without monthly account fees for one year with the StartRight® Program21