Compare bank accounts and packages

 

Earn a $350 welcome bonus on select accounts.2

Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

Monthly account fee

$0* or $30.95/mth

$0* or $16.95/mth

$0* or $11.95/mth

$3.95/mth

Minimum daily closing balance required for the entire month to pay $0/month

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

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Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

Monthly account fee

Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

$0* or $30.95/mth

$0* or $16.95/mth

$0* or $11.95/mth

$3.95/mth

Minimum daily closing balance required for the entire month to pay $0/month

Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

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What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Need help selecting your account?

New to Canada?

Get up to $1,600* in value, including no monthly account fees on the Preferred Package in the first year.21  

Learn more about the StartRightTM Program

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Senior Discount

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice