Compare bank accounts and packages 

Package / Accounts

  • Ultimate Package

  • Preferred Package

  • Basic Plus Bank Account

  • Basic Bank Account

Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

Monthly account fee

$0* or $30.95/mth

$0* or $15.95/mth

$0* or $10.95/mth

$3.95/mth

Minimum daily closing balance required for the entire month to pay $0/month

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

-

Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

Monthly account fee

Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

$0* or $30.95/mth

$0* or $15.95/mth

$0* or $10.95/mth

$3.95/mth

Minimum daily closing balance required for the entire month to pay $0/month

Ultimate Package

Preferred Package

Basic Plus Bank Account

Basic Bank Account

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

* No monthly account fee by maintaining a minimum daily closing balance of $4,000 for the entire month

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

-

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Need help selecting your account?

New to Canada?

Bank without monthly account fees for one year with the StartRight® Program22
 

Scotiabank StartRight® Program

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Senior Discount

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice