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    1. Bank Accounts
    2. Chequing Accounts

    Explore Scotiabank’s chequing accounts

    Accounts made for everyday spending like paying bills and making purchases.

    Special offers

    LIMITED TIME OFFER

    Earn up to $1,000 when you bundle an eligible chequing account, savings account, and credit card*.

    Discover Scotia's chequing accounts

    Learn more

    STUDENT OFFER

    Earn up to $625 in valueΔ± with the Scene+TM Student Banking Bundle.

    Get rewarded when you bundle your banking

    Learn more

    SHELL OFFER

    Hit the road and get up to 10¢/ L in value at Shell

    Link your card to your Shell Go+ account today to take advantage of this exclusive offer.
     

    tri-Sco_FuelingMoreTogether_Lockup_145.png

    Learn more

    Who is this account for?

    Someone 16 or over Someone under 16

    Featured chequing accounts. Take your pick.

    Filter by category:

    1. All (5)
    2. Scene+ (3)
    3. New to Canada (5)
    4. Youth and students (1)
    5. Seniors (4)
    MOST PERKS

    Ultimate Package

    Special offer

    Earn up to $1,000 when you bundle an Ultimate package, savings account, and credit card1. Review offer details.

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer. 
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing annual fee rebate on select credit cards (up to $150)*
    • Up to 100 free trades per year with Scotia iTRADE**
    Monthly account fee
    $30.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $6,000 or more in this account, or a Total Relationship Balance* of $100,000 across all eligible accounts, every day for the entire month.

    How we calculate your Total Relationship Balance*
    Your Total Relationship Balance for any day is the sum of daily closing balances in your eligible Scotiabank chequing accounts, savings accounts, guaranteed investment certificates, and mutual funds. 

    Waive the monthly account fee with recurring mortgage payments 
    Pay no monthly account fee for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.*

    Senior’s pricing
    $23.95 /month
    Open an account
    Compare
    See if it's right for you
    MOST POPULAR

    Preferred Package

    Special offer

    Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card1. Review offer details

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking.
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer.
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing $40 annual fee rebate (on eligible credit cards)*
    • Up to 50 free trades per year with Scotia iTRADE**

     

    Monthly account fee
    $16.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $4,000 or more in this account every day for the entire month. 
     

    Or, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.2

    Senior’s pricing
    $12.95 /month
    Open an account
    Compare
    See if it's right for you
    STUDENTS AND YOUTH

    Preferred Package for Students and Youth

    Special offer

    Earn a $200 cash welcome bonus‡. Find out how

    About the offer

    Earn a $200 welcome bonus‡

    1. Open a new Preferred Package for Students and Youth account with a Scene+™ debit card between July 2 and November 1, 2026.
    2. Within 60 days of opening your account, complete two of the following:
    • Set up and receive at least one eligible1 automated recurring direct deposit for 3 months in a row
    • Set up and make at least one eligible1 recurring pre-authorized transaction for 3 months in a row
    • Complete at least five online Visa* Debit purchases using your debit card®

    The $200 welcome bonus1 will be deposited to your Preferred Package for Students and Youth account within 6 months of when you opened the account.

    Browse terms and conditions for full details.1

    • Unlimited debit and Interac e-Transfer* transactions*
    • Free trades for Students & Youth with Scotia iTRADE**
    • Earn points with the Scene+* Program*
    Monthly account fee
    $0 /month

    If you’re 25 or older, you must be a domestic or international student currently enrolled in a full time post-secondary program in Canada or the U.S.

    Open an account
    Compare
    See if it's right for you
    THE ESSENTIALS

    Basic Plus Bank Account

    • Up to 25 free debit transactions per month*
    • Free Interac e-Transfer* transactions 
    • Send money globally for $1.99 per transfer*
    Monthly account fee
    $11.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee by holding $3,000 or more in this account every day for the entire month

    Senior’s pricing
    $7.95 /month
    Open an account
    Compare
    See if it's right for you
    BANKING, SIMPLIFIED

    Basic Bank Account

    • 18 free transactions per month*
    • Free Interac e-Transfer* transactions

     

    Monthly account fee
    $3.95 or $0 /month
    Senior’s pricing
    $0 /month
    Open an account
    Compare
    See if it's right for you
    MOST PERKS

    Ultimate Package

    Special offer

    Earn up to $1,000 when you bundle an Ultimate package, savings account, and credit card1. Review offer details.

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer. 
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing annual fee rebate on select credit cards (up to $150)*
    • Up to 100 free trades per year with Scotia iTRADE**
    Monthly account fee
    $30.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $6,000 or more in this account, or a Total Relationship Balance* of $100,000 across all eligible accounts, every day for the entire month.

    How we calculate your Total Relationship Balance*
    Your Total Relationship Balance for any day is the sum of daily closing balances in your eligible Scotiabank chequing accounts, savings accounts, guaranteed investment certificates, and mutual funds. 

    Waive the monthly account fee with recurring mortgage payments 
    Pay no monthly account fee for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.*

    Senior’s pricing
    $23.95 /month
    Open an account
    Compare
    See if it's right for you
    MOST POPULAR

    Preferred Package

    Special offer

    Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card1. Review offer details

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking.
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer.
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing $40 annual fee rebate (on eligible credit cards)*
    • Up to 50 free trades per year with Scotia iTRADE**

     

    Monthly account fee
    $16.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $4,000 or more in this account every day for the entire month. 
     

    Or, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.2

    Senior’s pricing
    $12.95 /month
    Open an account
    Compare
    See if it's right for you
    STUDENTS AND YOUTH

    Preferred Package for Students and Youth

    Special offer

    Earn a $200 cash welcome bonus‡. Find out how

    About the offer

    Earn a $200 welcome bonus‡

    1. Open a new Preferred Package for Students and Youth account with a Scene+™ debit card between July 2 and November 1, 2026.
    2. Within 60 days of opening your account, complete two of the following:
    • Set up and receive at least one eligible1 automated recurring direct deposit for 3 months in a row
    • Set up and make at least one eligible1 recurring pre-authorized transaction for 3 months in a row
    • Complete at least five online Visa* Debit purchases using your debit card®

    The $200 welcome bonus1 will be deposited to your Preferred Package for Students and Youth account within 6 months of when you opened the account.

    Browse terms and conditions for full details.1

    • Unlimited debit and Interac e-Transfer* transactions*
    • Free trades for Students & Youth with Scotia iTRADE**
    • Earn points with the Scene+* Program*
    Monthly account fee
    $0 /month

    If you’re 25 or older, you must be a domestic or international student currently enrolled in a full time post-secondary program in Canada or the U.S.

    Open an account
    Compare
    See if it's right for you
    MOST PERKS

    Ultimate Package

    Special offer

    Earn up to $1,000 when you bundle an Ultimate package, savings account, and credit card1. Review offer details.

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer. 
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing annual fee rebate on select credit cards (up to $150)*
    • Up to 100 free trades per year with Scotia iTRADE**
    Monthly account fee
    $30.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $6,000 or more in this account, or a Total Relationship Balance* of $100,000 across all eligible accounts, every day for the entire month.

    How we calculate your Total Relationship Balance*
    Your Total Relationship Balance for any day is the sum of daily closing balances in your eligible Scotiabank chequing accounts, savings accounts, guaranteed investment certificates, and mutual funds. 

    Waive the monthly account fee with recurring mortgage payments 
    Pay no monthly account fee for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.*

    Senior’s pricing
    $23.95 /month
    Open an account
    Compare
    See if it's right for you
    MOST POPULAR

    Preferred Package

    Special offer

    Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card1. Review offer details

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking.
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer.
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing $40 annual fee rebate (on eligible credit cards)*
    • Up to 50 free trades per year with Scotia iTRADE**

     

    Monthly account fee
    $16.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $4,000 or more in this account every day for the entire month. 
     

    Or, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.2

    Senior’s pricing
    $12.95 /month
    Open an account
    Compare
    See if it's right for you
    STUDENTS AND YOUTH

    Preferred Package for Students and Youth

    Special offer

    Earn a $200 cash welcome bonus‡. Find out how

    About the offer

    Earn a $200 welcome bonus‡

    1. Open a new Preferred Package for Students and Youth account with a Scene+™ debit card between July 2 and November 1, 2026.
    2. Within 60 days of opening your account, complete two of the following:
    • Set up and receive at least one eligible1 automated recurring direct deposit for 3 months in a row
    • Set up and make at least one eligible1 recurring pre-authorized transaction for 3 months in a row
    • Complete at least five online Visa* Debit purchases using your debit card®

    The $200 welcome bonus1 will be deposited to your Preferred Package for Students and Youth account within 6 months of when you opened the account.

    Browse terms and conditions for full details.1

    • Unlimited debit and Interac e-Transfer* transactions*
    • Free trades for Students & Youth with Scotia iTRADE**
    • Earn points with the Scene+* Program*
    Monthly account fee
    $0 /month

    If you’re 25 or older, you must be a domestic or international student currently enrolled in a full time post-secondary program in Canada or the U.S.

    Open an account
    Compare
    See if it's right for you
    THE ESSENTIALS

    Basic Plus Bank Account

    • Up to 25 free debit transactions per month*
    • Free Interac e-Transfer* transactions 
    • Send money globally for $1.99 per transfer*
    Monthly account fee
    $11.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee by holding $3,000 or more in this account every day for the entire month

    Senior’s pricing
    $7.95 /month
    Open an account
    Compare
    See if it's right for you
    BANKING, SIMPLIFIED

    Basic Bank Account

    • 18 free transactions per month*
    • Free Interac e-Transfer* transactions

     

    Monthly account fee
    $3.95 or $0 /month
    Senior’s pricing
    $0 /month
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    STUDENTS AND YOUTH

    Preferred Package for Students and Youth

    Special offer

    Earn a $200 cash welcome bonus‡. Find out how

    About the offer

    Earn a $200 welcome bonus‡

    1. Open a new Preferred Package for Students and Youth account with a Scene+™ debit card between July 2 and November 1, 2026.
    2. Within 60 days of opening your account, complete two of the following:
    • Set up and receive at least one eligible1 automated recurring direct deposit for 3 months in a row
    • Set up and make at least one eligible1 recurring pre-authorized transaction for 3 months in a row
    • Complete at least five online Visa* Debit purchases using your debit card®

    The $200 welcome bonus1 will be deposited to your Preferred Package for Students and Youth account within 6 months of when you opened the account.

    Browse terms and conditions for full details.1

    • Unlimited debit and Interac e-Transfer* transactions*
    • Free trades for Students & Youth with Scotia iTRADE**
    • Earn points with the Scene+* Program*
    Monthly account fee
    $0 /month

    If you’re 25 or older, you must be a domestic or international student currently enrolled in a full time post-secondary program in Canada or the U.S.

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    MOST PERKS

    Ultimate Package

    Special offer

    Earn up to $1,000 when you bundle an Ultimate package, savings account, and credit card1. Review offer details.

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer. 
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing annual fee rebate on select credit cards (up to $150)*
    • Up to 100 free trades per year with Scotia iTRADE**
    Monthly account fee
    $30.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $6,000 or more in this account, or a Total Relationship Balance* of $100,000 across all eligible accounts, every day for the entire month.

    How we calculate your Total Relationship Balance*
    Your Total Relationship Balance for any day is the sum of daily closing balances in your eligible Scotiabank chequing accounts, savings accounts, guaranteed investment certificates, and mutual funds. 

    Waive the monthly account fee with recurring mortgage payments 
    Pay no monthly account fee for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.*

    Senior’s pricing
    $23.95 /month
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    MOST POPULAR

    Preferred Package

    Special offer

    Earn up to $1,000 when you bundle a Preferred Package, savings account, and credit card1. Review offer details

    About the offer

    How you can earn up to $1,000

    Earn $700

    1. Open your new chequing account between July 3, 2026 and October 29, 2026.
    2. Required: Set up and receive one eligible automated direct deposit (like a payroll or pension) within 60 days of Eligible Chequing Account opening. It must recur for at least six consecutive months.
    3. Then, complete one of the following within first 60 days of your new account opening:
      • Set up and make one eligible pre-authorized transaction (e.g.  mortgage, insurance, or rent) of at least $50, that recurs for at least 6 months in a row.
      • Make one eligible bill payment (like a phone or utility bill) of at least $50 through Scotia’s online or mobile banking.
      • Make one eligible Visa* Debit purchase using your ScotiaCard®. 

    + $200

    1. Meet all conditions of the $700 offer.
    2. Within 60 days of opening your chequing account and before October 29, 2026, open a new Money Master Savings Account; 
    3. Set up either Pay Yourself First or the Savings Finder tool. Stay enrolled for at least 90 days in a row.

    + $100

    1. Meet all conditions of the $700 offer.
    2. Apply and be approved for an eligible Credit Card within 60 days of opening your chequing account.
    3. Then, make at least one qualifying purchase within 60 days of opening your eligible Credit Card.

    Review terms and conditions for full details1.

    • Unlimited debit and Interac e-Transfer* transactions*
    • Ongoing $40 annual fee rebate (on eligible credit cards)*
    • Up to 50 free trades per year with Scotia iTRADE**

     

    Monthly account fee
    $16.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee when you hold $4,000 or more in this account every day for the entire month. 
     

    Or, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.2

    Senior’s pricing
    $12.95 /month
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    THE ESSENTIALS

    Basic Plus Bank Account

    • Up to 25 free debit transactions per month*
    • Free Interac e-Transfer* transactions 
    • Send money globally for $1.99 per transfer*
    Monthly account fee
    $11.95 or $0 /month

    How to waive the monthly account fee

    tooltip pointer

    Waive the monthly account fee by holding $3,000 or more in this account every day for the entire month

    Senior’s pricing
    $7.95 /month
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    BANKING, SIMPLIFIED

    Basic Bank Account

    • 18 free transactions per month*
    • Free Interac e-Transfer* transactions

     

    Monthly account fee
    $3.95 or $0 /month
    Senior’s pricing
    $0 /month
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    Find what’s right for you

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    • Explore savings accounts

    Frequently asked questions

    We have chequing and savings accounts, including accounts for students and youth, seniors, and business owners. We also offer business accounts for commercial banking.
     

    Visit our website to learn more about all of our banking accounts.

    All of your account numbers are listed on your Account Summary page.

    You can open a chequing account online, in person, or by phone. 

    Learn how to open a chequing account.

    Visit  this page to learn about the difference between chequing and savings accounts.  
     

    Need help?

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    Scotiabank | DAY-TO-DAY

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    Registered trademarks of The Bank of Nova Scotia, used under license.

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    Interac e-Transfer is a registered trademark of Interac Corp. Used under license.

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    Value of up to $625 in welcome bonuses and point value with the Scene+™ Student Banking Bundle includes $200 cash, up to $100 cash back, and up to 32,500 in Scene+ points (valued at up to $325) as follows:

    1. $200 cash offer for new Preferred Package for Students and Youth customers
    2. Earn 5% cash back on up to $2,000 in everyday  purchases for the first 3 months (up to $100 value) on a Scotia Momentum® No-Fee Visa Card * (other Bundle eligible cards have different welcome offers)
    3. 2,500 Scene+ points ($25 value) for new customers who combine the Preferred Package for Students and Youth Account with a new Money Master Savings Account
    4. 30,000 Scene+ points ($300 value) when you bundle all 3 of the above accounts and complete certain qualifying transactions as part of the Scene+ Student Banking Bundle Bonus Offer.

    Conditions apply. Please see Scotiabank® Scene+TM Student Banking Bundle Offer.

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