Get rewarded with the Scene+^TM Student Banking Bundle

1. This Scotiabank Scene+ Bundle for Students Offer (the “Scene+ Student Bundle Offer”), includes the Scene+ Student Day to Day Offer, the MPSA Offer, the Scotiabank Scene+ Visa Card Offer, and the Scene+ Bundle Bonus Offer (each, an “Offer”), all as described in further detail below.

2. This Scene+ Student Bundle Offer will end June 10, 2023 (the “Offer Period”).

3. You must be a Canadian resident and Scene+ member to be eligible for an Offer.

4. Limit of one Scene+ Student Bundle Offer per customer.

5. This Scene+ Student Bundle Offer (or any of the Offers) are non-transferrable and cannot be duplicated or combined with any other offer that is not included in the Scene+ Student Bundle Offer. All Offers are subject to the Scene+ program terms and conditions. See the Scene+ program for full details.

6. By applying for, or accepting any Offer, you understand that rhe application of any Offer to a joint eligible account may allow the other joint accountholder to become aware that you have other products with Scotiabank. Speak to your Scotiabank representative for more details.

7. To receive a bonus under any Offer, all Eligible Bundle Accounts must be open and in good standing at the time the Offer is awarded. The SBAP Account is not in “good standing” if it has a negative balance exceeding the authorized overdraft limit. The Scotiabank Momentum^PLUS Savings Account is not in “good standing” if it has a negative balance. The Scene+ Visa Credit Card Account is considered not in “good standing” if it is delinquent (past due) or over limit and the Cardholder(s) is in breach of the Revolving Credit Agreement that applies to the Account.

8. For joint Eligible Bundle Accounts, bonus Scene+ points may be split between account holders or allocated only to the named primary account holder, as further described below for each Offer.

9. Credit card accounts are subject to credit review and approval.

10. The Scene+ Student Bundle Offer applies to personal accounts only. Not available to small business, corporate or commercial accounts.

11. Scotiabank may change, cancel or extend this Scene+ Student Bundle Offer (or any of the Offers) at any time without notice.

12. Receive $100 when you:

1. Open a new SBAP Account with a Scene+ ScotiaCard within the Offer Period; and
2. Complete one of the following activities in your SBAP Account within 60 days of SBAP Account opening:
   • Set up and clear at least one (1) eligible automated and recurring direct deposit♢♢ or
   • Set up and clear at least one (1) eligible recurring pre-authorized transaction for a minimum of $25 per transaction, which will recur monthly for a minimum of three (3) consecutive months.

^♢♢Click here for a list of eligible direct deposits and pre-authorized transactions. While a transaction may be included in these lists, certain exclusions may still apply and Scotiabank reserves the right to modify these lists and to determine whether a specific direct deposit or pre-authorized transaction is eligible for the Offer. Fund transfers initiated to other Scotiabank accounts (one time or recurring, e.g. credit card or savings account), to chequing or savings accounts held at other financial institutions, or to payment processing firms, are not eligible for the Offer.

13. The $100 cash bonus will be deposited to the SBAP Account within six (6) months from account open date provided all SBAP Offer conditions outlined above have been met. For joint accounts, if at the time of awarding the 5,000 Scene+ points each customer has a Scene+ ScotiaCard, the points will be split equally between account holders, otherwise the bonus points will only be awarded to the account holder with a Scene+ ScotiaCard. The SBAP Account must be open and in good standing until the time of payout of the welcome bonus. The SBAP Account is not in "good standing" if: (i) it has a negative balance exceeding the authorized overdraft limit, or (ii) it has been in continuous overdraft for a period of three consecutive months. 

14. Limit of one (1) SBAP Offer per customer, regardless of the number of SBAP Accounts opened. If more than one (1) SBAP Account is opened, only the first SBAP Account opened will be eligible for the SBAP Offer. All rates, fees, features and benefits are subject to change.  

15. Individuals who are currently holders of a Scotiabank Chequing Account or who were previously holders of a Scotiabank Chequing Account within the last two (2) years are not eligible for the SBAP Offer. “Scotiabank Chequing Account” means any of the following accounts: Ultimate Package, Preferred Package, Scotia One Account, Basic Plus Bank Account, Basic Banking Plan, Basic Bank Account, Momentum Chequing, Power Chequing, Scotia One Service, Scotia Value, Student Banking Advantage Plan. Employees of Scotiabank are also not eligible for the SBAP Offer.

16. Receive 1,250 Scene+ points when you:

1. Open a new MPSA within the Offer Period; and
2. Within 60 days of opening your first Eligible Bundle Account within the Offer Period, you become the holder of all three Eligible Bundle Accounts.

17. Individuals who were holders of a Scotia Momentum Savings Account or MPSA prior to the start of the Offer Period are ineligible for this MPSA Offer.

18. The 1,250 bonus will be awarded to the Scene+ membership linked to your Scene+ ScotiaCard within 3 months so long as your MPSA is open and in good standing and after all terms and conditions of the MPSA Offer are complete. For a joint MPSA, where each customer has a Scene+ ScotiaCard, and has all 3 eligible products the first joint account holder to complete terms and conditions of the MPSA Offer will be awarded the bonus 1,250 Scene+ points under the MPSA Offer.

19. The Scene+ Visa Card Offer applies only to new Scotiabank Scene+ Visa Card accounts (“Scene+ Visa Accounts”) approved and opened within the Offer Period. Only one (1) Scene+ Visa Card Offer may be applied towards the Scene+ Student Bundle Offer per customer.

20. Former or current Scotiabank credit cardholders of any kind in the past 2 years, including those that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Scene+ Visa Card Offer.

21. The term “Eligible Purchase” when used in these terms for the Scene+ Visa Card Offer includes purchases (less any refunds, returns or other similar credits) but does not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.

23. To be eligible for the Scene+ Visa Card Offer, an Eligible Purchase must be posted to the new Scene+ Visa Account within 2 months of the account open date. The bonus points will be awarded to the Scene+ member account linked to the Scene+ Visa Account within 2-3 business days of the first purchase posted to the Scene+ Visa Account so long as the account is open and in good standing. Only one bonus Scene+ points offer is awarded per Scene+ Visa Account.

24. You will be eligible for the Scene+ Bundle Bonus Offer if:

1. You open at least one Eligible Bundle Account within the Offer Period;
2. Within 60 days of opening your first Eligible Bundle Account, you become the holder of all three Eligible Bundle Accounts; and
3. You complete either of the following activities in your SBAP Account within 60 days of SBAP Account opening:
   • Set up and clear at least one (1) eligible automated and recurring direct deposit^♢♢, such as payroll, or
   • Set up and clear at least one (1) eligible recurring pre-authorized transaction for a minimum of $25 per transaction, which will recur monthly for a minimum of three (3) consecutive months.

25. You are not eligible for the Scene+ Bundle Bonus Offer if, prior to the Offer Period, you were a holder of all three Eligible Bundle Accounts and/or already had eligible pre-authorized transactions or direct deposits set up on your SBAP Account.

26. The 5,000 bonus Scene+ points will be deposited to your Scene+ membership account within 3 statement cycles after all terms and conditions of this  Scene+ Bundle Bonus Offer are completed and the eligible pre-authorized transactions (at least 2) or direct deposit, as applicable, have cleared the SBAP Account and so long as all three Eligible Bundle Accounts are open and in good standing. For a joint SBAP Account or MPSA where each customer has a Scene+ ScotiaCard, only the named primary account holder of the applicable bank account will be awarded the bonus 5,000 Scene+ points.