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Scotia Smart Investor via Advice+
An investment platform that lets you set, track, and change your goals as your life evolves.
Investment recommendations that can help you reach your goals
Get a view of how your chosen investments like mutual funds, GICs, and savings, are bringing you closer to your financial goals.
Whether you’re planning for a short-term goal like a vacation, or saving for a long-term goal like retirement, get investment advice tailored to you. Scotia Smart Investor helps you set, track, and manage your financial goals as your life evolves.
Get started with Scotia Smart Investor via Advice+.
Invest for the future
Set as many goals as you like and find the investments to help you reach your goals within the timeline you set.
Navigate uncertainty
Once you set your goals, Scotia Smart Investor will help you determine your investor profile so you may weather the changes in the financial markets. We’re always here to provide advice to help you build a plan to get you closer to your goals.
Get tips and recommendations
Scotia Smart Investor will send you articles that pertain to your personalized goals. You can make an appointment with a financial advisor, too.
How do I set up a retirement goal in Scotia Smart Investor?
To set up a retirement goal:
- From the Scotia Smart Investor home screen, select Your Goals
- Tap Create Your First Goal
- Select Retirement
- Tap Create Goal
- To rename your goal, select the edit icon, enter a new name, and tap Save Changes
You can follow these steps to set up other goals in Scotia Smart Investor, such as saving for an emergency fund, a home, or your next vacation.
More ways to help you reach your goals
First Home Savings Account (FHSA)
Start saving towards your first home in Canada, tax-free.
Earn a 1.5% cash bonus on transfers into an eligible registered account.*
Savings Accelerator Account
Grow your savings faster within your investment plan with this high-interest savings account.
Guaranteed Investment Certificates (GICs)
A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return.
Tax-Free Savings Accounts (TFSA)
A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1
Earn a 1.5% cash bonus on transfers into an eligible registered account.*
Registered Retirement Savings Plans (RRSP)
An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.
Earn a 1.5% cash bonus on transfers into an eligible registered account.*
Mutual funds
Mutual funds deliver instant diversification and professional money management in a cost-effective and convenient solution.
Frequently asked questions
If you can’t find what you’re looking for, you may be able to find it in the Help Centre.
Advice+
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Learn what it is, how it happens and why it happens.
What's your Money Style?
Understanding the emotions, motivations, and fears behind stressful money conversations can be a huge step towards a more financially secure future (and fewer arguments about money).
Let’s get started!
Scotia Smart Investor
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Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
Scotia Securities Inc. is a mutual fund dealer and is a corporate entity, separate from, although wholly-owned by, The Bank of Nova Scotia ("Scotiabank"). ScotiaFunds are managed by 1832 Asset Management L.P. and are available from Scotia Securities Inc. 1832 Asset Management L.P. is a limited partnership the general partner of which is wholly-owned by Scotiabank. Scotia Smart Investor is a trade name of Scotia Securities Inc.
The Scotiabank Savings Accelerator Account may be opened within the following registered investment accounts - TFSA, RRSP, RESP, RRIF and RDSP.