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Every Canadian has a goal. Every goal has a unique path.
Our clients have set over 1 million financial goals on Scotia Smart Investor.1 Begin your personalized journey to reach your goals too.
Let’s plan for your investments together
Get personalized investment solutions in minutes.
Tell us a little about yourself, your goals, and your risk tolerance, and we’ll suggest the right investment accounts and products for you.
Tweak it, talk it over with an advisor, or open an investment account – like an RRSP or a TFSA – online. From your first step to something more ambitious, we can help guide your investment choices.
Here’s how it works:
Choose your path
Sign in to online banking if you’re an existing Scotia client. Or book an appointment if you’d prefer advice from a Scotia advisor, no matter who you bank with.
Set your goal
Tell us a little about yourself, like what you’re saving for and your target amount, to build your investment profile.
Get your recommendations
We’ll recommend an investment account like a TFSA or RRSP along with products — GICs, mutual funds, or a high interest savings account — based on your goal.
Take your next step
Happy with your recommendations? Open your investment account online today. Have questions? Book an appointment with an advisor any time.
Tip
As life changes, come back to update your goal and get more custom recommendations.
Let’s get started!
Scotia Smart Investor
Are you a Scotiabank customer with access to online banking?
Online appointment booking
A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs.
Have a question?
Speak with a Scotia Smart Investor advisor today.
Opening an Investment Account
More ways to help you reach your goals
First Home Savings Account (FHSA)
Start saving towards your first home in Canada, tax-free.
Earn up to $3,750 with a new eligible registered account.*
Scotia Essentials Portfolios™
Cost-effective ETFs and mutual funds, together in one portfolio. Scotia Essentials Portfolios.
Guaranteed Investment Certificates (GICs)
A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return.
Tax-Free Savings Accounts (TFSA)
A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1
Earn up to $3,750 with a new eligible registered account.*
Registered Retirement Savings Plans (RRSP)
An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.
Earn up to $3,750 with a new eligible registered account.*
Mutual Funds
Mutual funds deliver instant diversification and professional money management in a cost-effective and convenient solution.
Frequently asked questions
If you can’t find what you’re looking for, you may be able to find it in the Help Centre.
Advice+
Investments and peace of mind can go together.
Diversification can help manage volatility
The COVID-19 pandemic has been unsettling for investors and has many asking if their investments can withstand the current market volatility.
RRSP vs. TFSA: What should I choose?
Not sure about selecting an RRSP or a TFSA? We dive into what you need to know about how they work.
Understanding inflation and its impact on your money
Learn what it is, how it happens and why it happens.
What's your Money Style?
Understanding the emotions, motivations, and fears behind stressful money conversations can be a huge step towards a more financially secure future (and fewer arguments about money).
Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
Scotia Securities Inc. is a mutual fund dealer and is a corporate entity, separate from, although wholly-owned by, The Bank of Nova Scotia ("Scotiabank"). ScotiaFunds are managed by 1832 Asset Management L.P. and are available from Scotia Securities Inc. 1832 Asset Management L.P. is a limited partnership the general partner of which is wholly-owned by Scotiabank. Scotia Smart Investor is a trade name of Scotia Securities Inc.