Banking 101 – Credit Cards

Credit cards can be used to shop, track expenses, pay bills, mange your cashflow and build your credit history. Some can provide travel rewards, cash back on purchases, protection plans and other great perks.

Learn more about the advantages of a Scotiabank credit card.

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Your top credit card balance transfer questions answered 

We help you navigate the world of credit card balance transfers to help you make the best choice for you.
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What is a cash advance, and how can you get one 

How exactly do cash advances work? Read on for the good, the bad and the alternatives to cash advances.
DID YOU KNOW...
There are now over 76.2 million credit cards in Canada.*

Take the guesswork out of choosing the card that works best for you. Learn more about our different credit cards.

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The rising price of bacon (and other foods): What you need to know about inflation 

First, inflation came for your favorite chips. Now, it's coming for your bread. Here's what to do.
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Tips to plan the perfect staycation

Go big and stay home, or how to plan the ultimate staycation
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Student banking 101: Everything you need to know about student credit cards

Now’s the time to start thinking about your first credit card and building a credit history.
DID YOU KNOW...
More than 44% of “buy now, pay later” users don’t fully understand the penalties for missed payments, or the impact on their credit score. **

Learn more about credit card installment plans.

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The pros and cons of increasing your credit card limit (and how to do it)

Here's what you need to know about credit limit increases and tips on how to do it.
Go to Credit Card articles See all Credit Card articles

Useful tools

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Need help choosing your account?

Answer a few questions about your everyday banking needs and we’ll help you find the best bank account for you.

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Looking for a card that’s right for you?


Take the guesswork out of choosing a credit or debit card. Use our tool to pick the type of reward or benefit that you’re most interested in.

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Switch to Scotia
 

With a Scotiabank account, you can easily switch your pre-authorized bill payments from other banks to Scotiabank using online banking.

Let’s have a conversation

A good financial plan can help you accomplish your short and long-term financial goals. A simple chat with our Scotia advisors will get you on the right track.

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