Are you a new or existing customer?

Save time at the checkout

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your Card over the card reader and go!7

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.8

Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.

Visa* Card-Student

Earn 1,250 bonus SCENE points upon first  purchase1

Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.2


Earn 5x the points for every $1 spent at Cineplex3 4 and at


Are you new to Canada in the past three years?

Visit a branch to apply.

Use our Branch Locator

Watch your SCENE points

add up!

Calculate and Save

Great reasons to get this card for your everyday purchases

Get SCENE points faster

  • Earn 1 SCENE point for every $1 you spend on your everyday credit card purchases.2

  • Earn 5 SCENE points for every $1 you spend on credit card purchases at Cineplex theatres or at

  • Get FREE movies5

  • Redeem for a FREE movie with just 1,250 points.

  • Save at participating restaurants

  • Get $10 off at participating restaurants when you redeem just 1,000 points

  • Fees, Rates & Other Information6

    Annual Fee


    Interest Rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    Take advantage of everything your SCENE®* Visa* card (student) card has to offer.

    Save time at the checkout

    Tap your SCENE®* Visa* card (student) or your smartphone for quick easy payments.

    More details, Save time at the checkout

    Save on car rentals

    As a SCENE Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your SCENE Visa card.                           

    More details, Save on car rentals

    Enter for a chance to win $30,000 towards tuition

    Get a SCENE Visa Card for your chance to win $30,000 and to check tuition off your worry list.

    Learn more, Enter for a chance to win $30,000 towards tuition

    Scotia Credit Card Protection (optional)

    This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

    There are two different coverage bundles to choose from:

    Basic Protection 

    • Death Benefit
    • Critical Illness Benefit  
    • Hospitalization Benefit

    Comprehensive Protection

    • Death Benefit
    • Critical Illness Benefit
    • Hospitalization Benefit
    • Disability Benefit
    • Job Loss Benefit
    • Strike or Lockout Benefit
    In Person

    Make an appointment

    Find a branch
    By Phone

    takes about 8 minutes

    1 (800) 747-3208

    Get SCENE points faster

    Apply now