Scotiabank® Scene+ Visa* Card (for students)

Earn 2X the Scene+ points on every $1 you spend at Sobeys, Safeway, Foodland, Home Hardware, and Cineplex.4


Earn up to 7,500 bonus Scene+ points within your first 3 months.2

Is this Credit Card right for you? 

Right for you if you:

  • Are a student enrolled in a Canadian post secondary school and this is one of your first Credit Cards
  • Value the rewards and benefits that can be earned with this Card
  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Have a steady income of more than $12000/year (income requirement subject to change) as you may qualify for other types of available Credit Cards
  • Prefer cash back rewards
  • Prefer a card with certain embedded insurance benefits

Fees, rates & other information3

Annual fee


Interest rates

20.99% on purchases
22.99% on cash advances

(including balance transfers, Scotia® Credit Card Cheques and cash-like transactions)

Minimum credit limit


Each supplementary Card


Scotia SelectPayTM

A flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with low interest rates on your plan and no installment plan fee.10

Special Offer

Choose from flexible Scotia SelectPayTM* installment plans on eligible Home Hardware purchases made with your Scotiabank® Scene+ Visa* (for students) credit card, of up to 24 months with no interest and no fees on plans.

Ways to earn Scene+ points

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Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo, and more

Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

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Home Hardware

Earn 2 Scene+ points4  for every $1 you spend at Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at

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Earn 2 Scene+ points4 for every $1 you spend at Cineplex theatres or at

Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

Your card comes with benefits

Take advantage of all the ways a Scotiabank® Scene+ Visa* Card adds to your life.

Earn Scene+ points

New  Earn and redeem Scene+ points when you shop at over 1,100 eligible grocery stores across Canada including Sobeys, IGA, Safeway, Foodland, and more.

Save time at the checkout

Tap your Scotiabank® Scene+™ Visa* Card or your smartphone for quick easy payments.

Save on car rentals5

As a Scotiabank® Scene+™ Visa* Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank® Scene+™ Visa* card.

Get a supplementary Card

Add an additional Supplementary Cardholder to your Scotiabank® Scene+™ Visa* Card Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.6

See your rewards and save.

Scene+ Program Terms and Conditions

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Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

Get the Scotiabank® Scene+™ Visa* Card (for students)

Not sure if this is the right credit card for you?