Scotiabank Platinum American Express® Card

  • Earn 2X the Scene+™ points for every $1 you spend on all your eligible purchases1.
  • The only major bank that saves you 2.5% on foreign transaction fees7∆.

Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points.

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases 
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation  
  • Rarely travel, rarely make foreign currency purchases, or rarely need travel insurance coverage
  • Prefer cash back rewards  

Fees, rates and other information5

Annual fee:

Interest rates:
9.99 % on purchases
9.99 % on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit:

Each supplementary Card:

NEW 2X Scene+TM points on all eligible purchases, plus these added benefits.

Zero percent Icon

No foreign transaction fees

You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies7.

Insurance Icon

Mobile device insurance

Protect new devices purchased using your card if they get lost, stolen, accidentally damaged, or have a mechanical failure12.

Airplane icon

Airport lounge access

Enjoy 10 complimentary airport lounge passes per year6.

Double the points on ALL purchases
Earn 2X the Scene+ points1 for every $1 you spend on all your eligible purchases.

Continue enjoying these great benefits

Travel rewards

Book travel through Scene+ Travel, our full-service travel agency, and redeem for travel, with no restrictions2.

Luxury travel privileges

Enjoy complimentary premium concierge services3, airport lounges6, and more.

Insurance coverage

Relax while you’re away with comprehensive travel insurance coverage12.

Your card comes with exclusive benefits

As a Scotiabank American Express Platinum Cardholder, you’ll enjoy ultimate travel privileges.

10 Complimentary airport lounge access6

Be confident that you’ll have a place to relax or catch up on business. Enjoy complimentary lounge access with Priority Pass™ and Plaza Premium lounges with access to over 1200+ VIP lounges around the world. You must present your Priority Pass Membership Card (or Digital Membership Card) to enter lounges accessible through Priority Pass and present your Scotiabank American Express Platinum card to access the Plaza Premium lounges.

No foreign transaction fees7

You will not be charged a Foreign Currency Conversion mark-up on foreign currency purchases whether you make them online or outside of Canada. Only the exchange rate applies.

Get ready to take off with Scene+ Travel2

With Scene+ Travel, you can earn 3 Scene+ points per Canadian dollar (CAD$) spent on hotel and car rental bookings made through Scene+ Travel using your Scotiabank Platinum American Express Card. Points can be redeemed fully or partially, for flights, car rentals and hotels. You can access a range of flexible options when it comes to booking and redeeming for travel purchases2.

Apply Scene+ Points to Travel8

With Scene+, you have the flexibility to make your own travel arrangements at any travel provider, site or operator that you choose, and then select the “Apply Points to Travel” option to redeem points to cover off your trip costs within 12 months of the date of the travel purchase.

Beyond travel rewards

Treat yourself or your loved ones with rewarding experiences and exclusive offers by Scene+ (Shopping and gift cards, Dining, Entertainment, Points for credit). Redeeming is easy.

Enjoy premium concierge services3

For everything from restaurant reservations to show tickets to finding the perfect birthday gift, your full-service travel and lifestyle Concierge Service is happy to assist, 24/7.

American Express Experiences®

American Express Invitesincludes:

  • Front Of The Line® Presale Tickets or reservations to some of the most in-demand concerts, theatre productions, restaurants and special events, often before the general public.
  • Front Of The Line Reserved Tickets gets you access to a block of great seats reserved for Cardmembers even after shows are on sale to the public.
  • Special Offers & Experiences for all Cardmembers - enjoy a variety of special Entertainment offers and events created for Cardmembers.

Sign up for e-Updates

Premium Lifestyle Experiences15

Your Scotiabank Platinum American Express Card gives you access to an array of incredible experiences.

Amex Offers®

Make every day more rewarding with Amex Offers®† With offers for shopping, dining, travel, and more, there’s something for everyone. Adding offers to your card is quick, easy, and best of all, incredibly rewarding.14

Register your Card

Be a Hertz #1 Club Gold Member

Enjoy speedier service, less paperwork, and other special privileges and benefits at over 8,500 locations across 147 countries.

Save time at the checkout

Tap your Scotiabank American Express Platinum Card or your smartphone for quick easy payments.

Get a supplementary Card

Add an additional Supplementary Cardholder to your Scotiabank American Express Platinum Card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member10.

See your travel rewards and save.

Rewards calculatorGo to Rewards Comparison tool

Scene+ Program Terms and Conditions

sceneplus icon

Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

Get the Scotiabank Platinum American Express® Card

Laptop icon

Apply online

Ultimate travel rewards & privileges

Phone icon

By phone

Takes about 8 minutes

Location icon

In person

Make an appointment at your local branch

You might also like

Scotiabank Gold American Express® Card

Earn up to 6X the Scene+ points on every $1 CAD you spend in Canada on eligible grocery, dining, and entertainment purchases.

The only major bank that saves you 2.5% on foreign transaction fees.

Annual Fee:


Interest rates:

20.99% on purchases
22.99% on cash advances

Not sure if this is the right credit card for you?