Open an account that goes beyond the everyday

Earn a $300 welcome bonus2 and for a limited time, a savings rate of up to 1.80%23 on select bank accounts

View special offers

Featured Accounts

Ultimate Package

Earn a $300 welcome bonus with a new bank account2

$300 welcome bonus2

  • Earn up to 1.80%23 on your MomentumPLUS Savings Account7 for a limited time
  • Unlimited debit transactions3, Interac e-Transfer transactions, and Scotia International Money Transfers±
  • Unlimited free Global non-Scotiabank ABM withdrawals6
  • Up to $139 annual fee waiver each year on select credit cards5
  • 9 more premium perks

Preferred Package

Earn a $300 welcome bonus with a new bank account2

$300 welcome bonus2

  • Earn up to 1.75%23 on your MomentumPLUS Savings Account14 for a limited time
  • Unlimited debit transactions3 & Interac e-Transfer transactions
  • First year annual fee waiver (up to $139) on select credit cards12
  • 4 more perks

MomentumPLUS Savings Account

The longer you save, the higher your interest rate

Earn up to 1.80%23 interest for a limited time

  • Save for multiple goals in one account
  • No monthly account fees or minimum balance required
  • Unlimited self-service transfers

Introducing Advice+ from Scotiabank

Bank accounts are one of the best places to save and protect your money, but there are a lot more benefits they can provide. Whether it's learning about the different features of a savings or chequing account or how to open a bank account online, our ScotiaAdvice+ Centre has the tips and insights to help you make the most of your everyday banking experience.

What is the difference between a chequing and savings account

Looking to open a new bank account but not sure if you should opt for a savings or chequing account?

How to open a bank account online

Opening a bank account online has never been easier -- even if you're a first-time customer.

Tips to protect yourself against e-commerce scams

Here's a list of common e-commerce scams that you should be aware of, and what to do to protect yourself from becoming a victim.

Get rewarded

Earn points on everyday purchases with your choice of rewards program.10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more

New to Canada?

Bank without monthly account fees for one year with the StartRight® Program21

Scotiabank StartRight® Program

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount

How to manage your bank account with us

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice

We made switching banks easy, just for you.
Learn how to switch to Scotia

Plan for unexpected expenses with overdraft protection.