Open an account that goes beyond the everyday

Plus, earn a $300 welcome bonus on select accounts.2

Featured Accounts

Ultimate Package

Spend, save, and more from one banking package – up to $650 in benefits & savings!

$3002 offer ends January 28th

  • Earn an Ultimate Interest Rate boost on your MomentumPLUS Savings Account7
  • Unlimited debit transactions3, Interac e-Transfer transactions, and new Scotia International Money Transfers±
  • Unlimited free Global non-Scotiabank ABM withdrawals6
  • Up to $139 annual fee waiver each year on select credit cards5
  • 9 more premium perks

Preferred Package

Our most popular features packaged for your everyday banking needs.


$3002 offer ends January 28th

  • Earn an additional 0.05% on your MomentumPLUS Savings Account14
  • Unlimited debit transactions3 & Interac e-Transfer transactions
  • First year annual fee waiver (up to $139) on select credit cards12
  • 4 more perks

MomentumPLUS Savings Account

The longer you save, the higher your interest rate

  • Save for multiple goals in one account
  • No monthly account fees or minimum balance required
  • Unlimited self-service transfers

Get rewarded

Earn points on everyday purchases with your choice of rewards program.10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more

Understand how to get the most out of your bank accounts with Advice+

New to Canada?

Bank without monthly account fees for one year with the StartRight® Program21

Scotiabank StartRight® Program

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount

How to manage your bank account with us

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice

We made switching banks easy, just for you.
Learn how to switch to Scotia

Plan for unexpected expenses with overdraft protection.