Open an account that goes beyond the everyday

Plus, earn a $350 welcome bonus on select accounts.2

Featured Accounts

Ultimate Package

Earn a $350 welcome bonus with a new bank account2

$350 welcome bonus2

  • Earn an additional 0.10% interest on your MomentumPLUS Savings Account7
  • Unlimited debit transactions3, Interac e-Transfer transactions, and Scotia International Money Transfers±
  • Unlimited free Global non-Scotiabank ABM withdrawals6
  • Up to $139 annual fee waiver each year on select credit cards5
  • 9 more premium perks

Preferred Package

Earn a $300 welcome bonus with a new bank account2

$300 welcome bonus2

  • Earn an additional 0.05% interest on your MomentumPLUS Savings Account14
  • Unlimited debit transactions3 & Interac e-Transfer transactions
  • First year annual fee waiver (up to $139) on select credit cards12
  • 4 more perks

MomentumPLUS Savings Account

The longer you save, the higher your interest rate

  • Save for multiple goals in one account
  • No monthly account fees or minimum balance required
  • Unlimited self-service transfers

Introducing Advice+ from Scotiabank

Bank accounts are one of the best places to save and protect your money, but there are a lot more benefits they can provide. Whether it's learning about the different features of a savings or chequing account or how to open a bank account online, our ScotiaAdvice+ Centre has the tips and insights to help you make the most of your everyday banking experience.

What is the difference between a chequing and savings account

Looking to open a new bank account but not sure if you should opt for a savings or chequing account?

How to open a bank account online

Opening a bank account online has never been easier -- even if you're a first-time customer.

Tips to protect yourself against e-commerce scams

Here's a list of common e-commerce scams that you should be aware of, and what to do to protect yourself from becoming a victim.

Get rewarded

Earn points on everyday purchases with your choice of rewards program.10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more

New to Canada?

Bank without monthly account fees for one year with the StartRight® Program21

Scotiabank StartRight® Program

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount

Enter for a chance to win $30,000 towards tuition

Open a no-monthly fee Student Banking Advantage® Plan for a chance to win $30,000‡♢ towards tuition.

Learn more

How to manage your bank account with us

How to set up direct deposit

Learn more, How to set up direct deposit

Get rewarded for your banking

Learn more, Get rewarded for your banking  

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice

We made switching banks easy, just for you.
Learn how to switch to Scotia

Plan for unexpected expenses with overdraft protection.