Open an account that goes beyond the everyday

Plus, earn up to $550 with a Scotiabank banking package and a TFSA or RRSP.2,‡

Explore our banking packages

Featured Accounts

Ultimate Package

Our award-winning banking package that offers premium perks.

Earn up to $550 with an Ultimate Package and a TFSA or RRSP.2,‡

  • Earn an additional 0.10% interest on your MomentumPLUS Savings Account7
  • Unlimited debit transactions3, Interac e-Transfer transactions, and Scotia International Money Transfers±
  • Unlimited free Global non-Scotiabank ABM withdrawals6
  • Up to $150 annual fee waiver each year on select credit cards5
  • Earn points on everyday purchases with the Scene+TM program10
  • 8 more premium perks

Preferred Package

Our most popular banking package for your everyday banking needs.

Earn up to $550 with a Preferred Package and a TFSA or RRSP.2,‡

  • Earn an additional 0.05% interest on your MomentumPLUS Savings Account14
  • Unlimited debit transactions3 & Interac e-Transfer transactions
  • First year annual fee waiver (up to $150) on select credit cards12
  • Earn points on everyday purchases with the Scene+TM program10
  • Trade 1 Get 1 Free at Scotia iTRADE®24
  • 3 more perks

MomentumPLUS Savings Account

The longer you save, the higher your interest rate

  • Earn a limited-time bonus rate with the MomentumPLUS Savings Account25
  • Save for multiple goals in one account
  • No monthly account fees or minimum balance required
  • Unlimited self-service transfers

Introducing Advice+ from Scotiabank

Bank accounts are one of the best places to save and protect your money, but there are a lot more benefits they can provide. Whether it's learning about the different features of a savings or chequing account or how to open a bank account online, our ScotiaAdvice+ Centre has the tips and insights to help you make the most of your everyday banking experience.

What is the difference between a chequing and savings account

Looking to open a new bank account but not sure if you should opt for a savings or chequing account?

How to open a bank account online

Opening a bank account online has never been easier -- even if you're a first-time customer.

Tips to protect yourself against e-commerce scams

Here's a list of common e-commerce scams that you should be aware of, and what to do to protect yourself from becoming a victim.


Get Rewarded with Scene+

Earn points on everyday purchases with the Scene+TM program

Scene logo

Earn

  • 1 Scene+ point for every $5 spent on everyday purchases.10
  • 1 Scene+ point for every $1 spent at Cineplex.
Scene logo

Redeem

  • Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.

New to Canada?

Bank without monthly account fees for one year with the StartRight® Program21
 

Scotiabank StartRight® Program

Banking for Seniors

Seniors aged 60+ will receive an automatic monthly account fee discount on select bank accounts.

View Seniors' Discount

How to manage your bank account with us

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice

We made switching banks easy, just for you.
Learn how to switch to Scotia

Plan for unexpected expenses with overdraft protection.