When buying a home, you’ll want one that works with your financial plan. Here are a few things to consider before taking out a mortgage.
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Variable rate mortgages
Consider a variable rate mortgage
Need help choosing the right mortgage?
Book an appointment with a Home Financial Advisor to find a closed or open term variable rate mortgage for a mortgage solution that fits your needs.
Based on your selections
Unlock your equity with STEP
Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.
Find out what your mortgage payments will be, so you can ensure your mortgage fits your budget.
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.
Plan today for a secure tomorrow.
Maintain the home and lifestyle you’ve worked hard to build.
A Home Financing Advisor gives you comprehensive mortgage advice.
The online mortgage hub
Get pre-approved in minutes, track your application status, and receive your mortgage approval online.
Learn the basics today with our step-by-step guide to home-buying from Advice+
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Frequently asked questions
Make an appointment with a Home Financing Advisor
Talk to a Home Financing Advisor on the phone or at a location of your choice.
Apply online with eHOME
You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.
Visit an advisor at your branch
Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection.