Low interest credit cards

If you typically carry a credit card balance, this card will help you save money on interest payments.

Choose the credit card that’s right for you

Low Interest
Scotiabank Value Visa credit card

Scotiabank Value® Visa* Card

0% introductory interest rate on balance transfers for the first 10 months (12.99% and then after that 13.99% starting August 1, 2024; annual fee $29).2 Plus no annual fee in the first year.2 


Save up to hundreds of dollars a year on interest.


Annual fee: $29
Interest rates: 12.99% purchases / 12.99% cash advances

Plan today for a secure tomorrow

Scotia Credit Card Protection