Banking 101 – Building your credit score

Understanding how your credit score works is essential in establishing a strong financial foundation which can help you qualify for loans, mortgages, and other financial products later in life. But the first step to your financial wellbeing is with checking where you are now. 

Frequently asked questions

Let’s get you closer to 900

A good credit score is one of the most important factors in ensuring that you’re getting the best financial products for your important life milestones. Learning more about those factors and following simple steps will get you closer and help you maintain a credit score in the high 800s and up. 

Useful tools

Need help managing monthly expenses and bill payments?

Consider using Scotia Smart Money by Advice+. It offers insights, advice, budget management, and more for eligible customers.

Want to see how much house you can afford?

If you’re checking your credit score and wondering what kind of house you can afford, take a look at our house affordability tool.

How's your credit score?


As a Scotiabank customer, you can check your credit score for free and get started on building it stronger.