Chequing Accounts

Find the one that's right for you.

Special offer

Earn 10,000 welcome points1 when you open a Scotia One Account.

Plus your choice of entertainment or travel rewards.

See offer details

Based on your selections

Get rewarded

Earn points on every purchase with your choice of rewards program2.

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more.

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more.

What you can access with every account

Online and mobile banking
Free TransUnion®† CreditView®†
Earn rewards on your everyday purchases2
Apple Pay, Google Pay, and Samsung Pay

New to Canada?

If you’re a newcomer to Canada, you’ll pay no monthly account fees on a Scotia One™ chequing account for one year3. A value of $167.

Scotiabank StartRight® Program

Student Banking Advantage Plan

A student banking solution with unlimited debit transactions4.

View Student Banking Advantage

Banking with Scotia just makes sense

Get your fees waived
Overdraft protection
Details, Overdraft protection
Convenient branch & ABM locations
Locations, Convenient branch & ABM locations
Personalized financial advice

Easy Switch

We made switching banks easy, just for you.


Learn how to switch to Scotia

Deposits are eligible to be insured under the CDIC Act only if they are in Canadian Currency, have a term of 5 years or less and are payable in Canada.