GIC interest rates

Personal accounts

Featured GIC rates


On a 24-month term
(annual rate)


Personal Redeemable GICs


On a 13-month term
(annual rate)


Non-Redeemable GIC

10.00%** up to 50.00%

Over a 5-year term;
not an annual rate


Market Linked GIC, Scotiabank Canadian Top 60

For Preferred Package* and Ultimate Package** customers (interest is shown compounded and paid annually).


Term Preferred Package customer Ultimate Package customer
3 years 4.26% 4.36%
Term Customers without Preferred or Ultimate Package
3 years 4.00%

Find more information about the Preferred Package.
** Find more information about the Ultimate Package.

(Non-registered: annual, semi-annual minimum $500 / monthly minimum $5,000, RRSPs/RRIFs: minimum $500)

(Non-registered: Minimum $5,000, 30 days, RRSPs and RRIFs: minimum $500, 90 days)

(All plans: minimum $500, interest paid at maturity)

(RRSP: minimum $500, non-registered: minimum $500) Current annual interest rate paid at maturity.

Scotiabank Equity Powered GICs4  

(No longer for sale – April 9, 2019)

Scotiabank Index Powered GICs

(No longer for sale – April 9, 2019)

(Minimum investment amount: $5000)

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