GIC Interest rates

For personal accounts

Special offer

Earn up to 15,000 Scene+™ points on an eligible GIC.

Featured GIC Rates

4.85%1

On a 18-month term
(annual rate)

 

Non Redeemable GICs

4.60%1

On a 24 month term
(annual rate)

 

Personal Redeemable GICs

4.75%1

On a 2-year term
(annual rate)

 

Non Redeemable GICs

12.00%** up to 50.00%

Over a 5-year term;
not an annual rate

 

Market Linked GIC - Scotiabank Canadian Top 60

Wishing you good fortune this Lunar New Year.

 

Special offer: Celebrate with our limited-time offer GIC rate.


Learn more about GICs

For Preferred Package* and Ultimate Package** Customers (Interest is shown compounded and paid annually).

 

Term Preferred Package Customer Ultimate Package Customer
3 years 4.02% 4.12%
Term Customers without Preferred / Ultimate Package
3 year 2.75%

Find more information about the Preferred Package.
** Find more information about the Ultimate Package.

(Non-Registered:Annual, Semi-Annual Minimum $500 / Monthly Minimum $5,000, RRSPs/RRIFs: Minimum $500)

(Non-Registered: Minimum $5,000, 30 days, RRSPs/RRIFs: Minimum $500, 90 days)

(All plans: Minimum $500, Interest paid at maturity)

(RRSP: Minimum $500, Non-Registered: Minimum $500) Current Annual Interest Rate Paid at Maturity

Scotiabank Equity Powered GICs4  

(No longer for sale – April 9th, 2019)

Scotiabank Index Powered GICs

(No longer for sale – April 9th, 2019)

(Minimum Investment Amount: $5000)

Learn how to Get Started with Investing with our step-by-step guide from Advice+