Learn more about our limited-time GIC rate 

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I'm a Scotia OnLine customer without an Investment Plan

You'll need a Registered Plan or a Non-Registered Plan to purchase your GIC. Opening Plans on Scotia OnLine is fast, easy and secure.

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GIC rates

For personal accounts

Featured GIC Rates

4.40%1

On a 14-month term
(annual rate)

 

Non Redeemable GICs, 4.40%1

4.10%1

On a 24 month term
(annual rate)

Personal Redeemable GICs, 4.10%1

4.60%1

On a 3-year term
(annual rate)

Non Redeemable GICs, 4.60%1

11.00%** up to 50.00%

Over a 5-year term; not an annual rate

Market Linked GIC - Scotiabank Canadian Top 60, 11.00%** up to 50.00%†

For Preferred Package* and Ultimate Package** Customers (Interest is shown compounded and paid annually).

Term Preferred Package Customer  Ultimate Package Customer 
3 years 4.70% 4.75%
Term Customers without Preferred/Ultimate Package
3 year 2.75%

Find more information about the Preferred Package.
** Find more information about the Ultimate Package.

(Non-Registered:Annual, Semi-Annual Minimum $500 / Monthly Minimum $5,000, RRSPs/RRIFs: Minimum $500)

(Non-Registered: Minimum $5,000, 30 days, RRSPs/RRIFs: Minimum $500, 90 days)

(All plans: Minimum $500, Interest paid at maturity)

(RRSP: Minimum $500, Non-Registered: Minimum $500) Current Annual Interest Rate Paid at Maturity

Scotiabank Equity Powered GICs4  

(No longer for sale – April 9th, 2019)

Scotiabank Index Powered GICs5

(No longer for sale – April 9th, 2019)

(Minimum Investment Amount: $5000)

Learn how to Get Started with Investing with our step-by-step guide from Advice+