Learn more about our limited-time GIC rate 

Call us

Get in touch with us about the offer.

Online appointment booking

Use our online tool to book an appointment. 

GIC rates

For personal accounts

Special GIC Rates1


On a 24 month term
(annual rate)

Personal Redeemable GICs, 3.30%1


On a 3-year term
(annual rate)

Non Redeemable GICs, 4.20%1


On a 4-year term
(annual rate)

Non Redeemable GICs, 4.50%1

5.00%** up to 50.00%

Over a 5-year term; not an annual rate

Market Linked GIC - Scotiabank Canadian Utilities, 5.00%** up to 50.00%†

For Preferred Package* and Ultimate Package** Customers (Interest is shown compounded and paid annually).

Term Preferred Package Customer  Ultimate Package Customer 
3 years 4.3500% 4.4500%
Term Customers without Preferred/Ultimate Package
3 year 1.80%

Find more information about the Preferred Package.
** Find more information about the Ultimate Package.

(Non-Registered:Annual, Semi-Annual Minimum $500 / Monthly Minimum $5,000, RRSPs/RRIFs: Minimum $500)

(Non-Registered: Minimum $5,000, 30 days, RRSPs/RRIFs: Minimum $500, 90 days)

(All plans: Minimum $500, Interest paid at maturity)

(RRSP: Minimum $500, Non-Registered: Minimum $500) Current Annual Interest Rate Paid at Maturity

Scotiabank Equity Powered GICs4  

(No longer for sale – April 9th, 2019)

Scotiabank Index Powered GICs5

(No longer for sale – April 9th, 2019)

(Minimum Investment Amount: $5000)

Learn how to Get Started with Investing with our step-by-step guide from Advice+