GIC Interest rates

For personal accounts

Special offer

Earn up to 15,000 Scene+™ points on an eligible GIC.

Featured GIC Rates


On a 24 month term
(annual rate)


Personal Redeemable GICs


On a 2-year term
(annual rate)


Non Redeemable GICs


On a 30-month term
(annual rate)


Non Redeemable GICs

12.00%** up to 50.00%

Over a 5-year term;
not an annual rate


Market Linked GIC - Scotiabank Canadian Top 60

For Preferred Package* and Ultimate Package** Customers (Interest is shown compounded and paid annually).


Term Preferred Package Customer Ultimate Package Customer
3 years 4.21% 4.31%
Term Customers without Preferred / Ultimate Package
3 year 2.75%

Find more information about the Preferred Package.
** Find more information about the Ultimate Package.

(Non-Registered:Annual, Semi-Annual Minimum $500 / Monthly Minimum $5,000, RRSPs/RRIFs: Minimum $500)

(Non-Registered: Minimum $5,000, 30 days, RRSPs/RRIFs: Minimum $500, 90 days)

(All plans: Minimum $500, Interest paid at maturity)

(RRSP: Minimum $500, Non-Registered: Minimum $500) Current Annual Interest Rate Paid at Maturity

Scotiabank Equity Powered GICs4  

(No longer for sale – April 9th, 2019)

Scotiabank Index Powered GICs

(No longer for sale – April 9th, 2019)

(Minimum Investment Amount: $5000)

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