Cashable GICs

Cashable GIC Rates

Get a guaranteed rate and the flexibility to cash out

Current Rates

Is this Guaranteed Investment Certificate (GIC) right for you?

Right for you if you:

  • Prefer a low-risk investment with principal and interest rate guaranteed
  • Want to be able to access your funds after 30 days without penalty

May not be right for you if you:

  • Unlikely to need access to your funds for the term of the GIC  
  • Are willing to give up a guaranteed rate of return and principal protection in exchange for the potential to earn more

Consider this GIC if you:

  • Want to be able to access funds at any time after 30 days without penalty.
  • Want a guaranteed interest rate.


  • One year term GIC’s that can be renewed automatically on maturity.
  • Minimum investment of $500 ($5,000 for monthly interest payments).
  • Available as part of an RRSP, TFSA, RESP, RDSP or Non-Registered portfolio.
  • Interest paid monthly or at maturity*.

The Investment Companion Booklet and Terms & Conditions includes important information about our products, services, and fees. For GIC rates and term options click here.  

I'm ready to apply


Take about 8 min