Starting your career

You’ve gotten your first job. Congratulations! Your next step is coming up with a plan so that you can work towards your goals, whether it’s paying off your debt, saving for a car, or even putting together money for a down payment on a home.

We can help you come up with a financial plan that’ll take you where you want to go. Check out our tips and tools to get started.  

Tips for you

Getting your first job is a great time to start saving and find the best saving products for you.

Expert giving advice

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Watch video How should I start investing in my 20s?

How should I start investing in my 20s?

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Watch video How should I pay off my student loans?

How should I pay off my student loans?

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Get to know the ins and outs of the TFSA and why it’s a great way to start saving.

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Watch video What’s the difference between an RRSP and a TFSA?

What’s the difference between an RRSP and a TFSA?

Explore more

Now that you've started your career, how can you get your finances on track for your future? From RRSPs and TFSAs to repaying debt, we dive into what you need to know.

Useful tools

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Learn where you are spending and saving


A great way to plan for your financial future is to understand where you are now. Use our calculator for a better picture of your finances and to help you budget for your goals.

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How can a TFSA help you plan for your future?


How much could you save in a TFSA over time? Try out our tool to see. 

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How can you save better for your retirement? 


Now that you’re starting your career, it’s a great time to start saving. Find out if you are saving enough for your future with our retirement savings calculator.

Let’s have a conversation

Our Scotia advisors are here to help you plan your financial future. With a simple chat, we’ll get you on track to accomplish your financial goals, big and small.

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