Fixed rate mortgages

Find a secure mortgage that suits your needs.

Need help choosing the right mortgage?

Book an appointment with a Home Financial Advisor to find a secure fixed rate mortgage to help buy your dream home.

Book an appointment

Based on your selections

A Home Financing Advisor gives you comprehensive mortgage advice.

The online mortgage hub

Get pre-approved in minutes, track your application status, and receive your mortgage approval online.

More details Discover our digital mortgage tool

Learn the basics today with our step-by-step guide to home-buying from Advice+

Suggested tools

Unlock your equity with STEP

Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.

Mortgage calculator

Find out what your mortgage payments will be, so you can ensure your mortgage fits your budget.

Prepayment calculator

Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.

Plan today for a secure tomorrow


Maintain the home and lifestyle you’ve worked hard to build.

Related articles

When buying a home, you’ll want one that works with your financial plan. Here are a few things to consider before taking out a mortgage.

How much house can I afford?

Frequently asked questions

Contact us

Make an appointment with a Home Financing Advisor

Talk to a Home Financing Advisor on the phone or at a location of your choice.

Apply online with eHOME

You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.

Visit an advisor at your branch

Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection.