Credit card rewards calculator

Our rewards calculator helps you understand the benefits of the rewards associated with each of Scotiabank’s credit cards, whether you choose a card that earns Scene+™ points or one that earns cash back.

Need more help choosing your card?

Choose the right credit card option for you

Tell us about your spending and borrowing needs and we’ll help you find the solution that’s right for you.

Explore our credit cards

We have a wide range of credit cards, each with their own features and benefits. 

Looking to save on interest?

Find out how much you could save on interest in your first year with our low interest rate credit card. 

Save more

We’ll waive your annual fee for the first year or longer, on your eligible Scotiabank credit card, when you sign up for a Preferred12 or Ultimate5 Package bank account.

Frequently asked questions

Explore related Advice+ articles

Girl on phone app

How to make the most of the Scene+™ program

Whether it's points toward travel, your next takeout order, or a movie, we all love earning good rewards. 

Girl increasing her credit imit on her laptop at home

The pros and cons of increasing your credit limit (and how to do it)

What to consider before applying for a credit limit increase.

Girl banking on ipad from comfort of her sofa

Buy now pay later plans (BNPL) and Scotia SelectPay™* Installment plans

Scotia SelectPayTM* plans provide a flexible way to pay for your eligible credit card purchases during checkout or after purchase.8

Contact us

Contact a Scotia advisor 

Connect with an advisor about your today and trust them with your tomorrow. 


Check out our FAQs, or phone:

Scotiabank credit card centre: 1-800-387-6466

Scene+ customer service: 1-866-586-2805