Manage your mortgage online

Short on time? Get online.

Scotia OnLine® Financial Services can help you manage your money so you can get more control over your mortgage and other finances.

Getting started is a snap

All you need is your ScotiaCard® and a recent Internet browser.

Sign up now

It is easy and convenient to manage
your mortgage online. You can:

  • Make a mortgage payment
  • Change your mortgage payment frequency
  • Increase your mortgage payment amount
  • Check your mortgage details, including principal balance, payment amount, interest rate, term, maturity date, remaining amortization and more

Scotia OnLine is for more than just your mortgage:

  • Pay your bills in seconds
  • Transfer funds between accounts
  • View your Banking, Investing and Borrowing account balances in one location

A Home Financing Advisor gives you comprehensive mortgage advice.

The online mortgage hub

Get pre-approved in minutes, track your application status, and receive your mortgage approval online.

Discover our digital mortgage toolMore details

Learn the basics today with our step-by-step guide to home-buying from Advice+

Suggested tools

Unlock your equity with STEP

Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.

Mortgage calculator

Find out what your mortgage payments will be, so you can ensure your mortgage fits your budget.

Prepayment calculator

Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.

Plan today for a secure tomorrow. 

Maintain the home and lifestyle you’ve worked hard to build.

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Contact us

Make an appointment with a Home Financing Advisor

Talk to a Home Financing Advisor on the phone or at a location of your choice.

Apply online with eHOME

You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.

Visit an advisor at your branch

Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection.