Earn up to $950 in value^†

The Ultimate Package

Earn up to $600 with an Ultimate Package and an investment plan.

The Preferred Package

Earn up to $600 with a Preferred Package and an investment plan.

The Momentum^PLUS Savings Account

Take the stress out of saving with the Momentum^PLUS Savings Account and reward yourself with a great interest rate.

Special Offer for new Scotiabank eligible mortgage

Earn up to $600 with a Scotiabank banking package and an investment plan. Plus, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.

New to Canada?

Newcomers can earn up to $2,000* in value in the first year with StartRight^TM.

^{*Potential value in 1st year. Certain conditions and assumptions apply.}

Student Banking Advantage^® Plan

A worry-free account matched for student life. 

Scotiabank Passport^® Visa Infinite^* Card

Special offer:
Earn up to $1,100⁺ in value in the first 12 months, including up to 35,000 bonus Scene+ points and annual fee waived on your first supplementary card.¹

Annual fee: $150

Interest rates: 20.99% purchases / 22.99% cash advances

Scotiabank Value^® 
Visa^* Card

0% introductory interest rate on balance transfers for the first 10 months (13.99% after that; annual fee $29).² Plus no annual fee in the first year.²

Save up to hundreds of dollars a year on interest.

Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances

Scotia Momentum^® 
Visa^* Card

Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).²

Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances

Life changes fast

The Scotia Total Equity^® Plan (STEP) Mortgage changes with it.^*

A STEP Mortgage gives you the flexibility to use the equity from your home when you need it.

Mortgage calculator

How much mortgage can you afford?

Auto loan payment calculator

Looking to buy a new car? We’ll do the math for you.

Scotiabank eHOME – the online mortgage hub

Get pre-approved, search for a home, and get mortgage approval online.

Discover how to take the next STEP

Find the mortgage that’s right for you.

Protect your biggest investment

Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection.

Registered Retirement Savings Plan (RRSP)

An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.

Earn up to $600 with a Scotiabank banking package and an investment plan.^*

Tax-Free Savings Account (TFSA)

A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.¹

Earn up to $600 with a Scotiabank banking package and an investment plan.^*

Savings Accelerator Account

Grow your savings faster within your investment plan with this high-interest savings account.

Introducing Scotia Smart Investor via Advice+

Now you can set, change, and track your financial goals and rest easy.

10 steps to building a post pandemic plan for your family

It’s a great time to update your family’s financial plan.

What is a credit card installment plan and how can I make the most of it?

A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period.

4 tips to help organize your finances and prepare for the future

How to manage your cashflow and get ready for your goals.

Manage your budget for unexpected expenses

No matter how much of a planner you are, unexpected expenses will pop up. Here’s how to budget for them.

New to digital banking?

Our step-by-step guides can help you start banking on your phone, tablet, or desktop computer.

How much should I have in savings?

You want to save but what should your goal be?