All credit cards

Browse all the Scotia credit cards.

Choose the credit card that’s right for you

Travel & Lifestyle
Scotiabank Passport Visa Infinite credit card

Scotiabank Passport® Visa Infinite* Card

Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points and annual fee waived on your first supplementary card.

 

Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more.

 

Annual fee: $150
Interest rates: 20.99% purchases / 22.99% cash advances

Cash back
Scotiabank Momentum Visa Infinite credit card

Scotia Momentum® Visa Infinite* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, no annual fee in the first year, including on additional cards.1

 

Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances

Travel & Lifestyle
Scotiabank Gold American Express credit card

Scotiabank Gold American Express® Card

Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1

 

Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more.

 

Annual fee: $120

Interest rates: 20.99% purchases / 22.99% cash advances

REWARDS
SCENE Visa credit card

Scotiabank® Scene+ Visa* Card

Earn up to 5,000 bonus Scene+ points within your first 3 months.2

 

Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

 

Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.

 

Annual fee: $0

Interest rates: 20.99% purchases / 22.99% cash advances

Cash back
Scotia Momentum Visa credit card

Scotia Momentum® Visa* Card

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

 

Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances

No annual fee
Scotia Momentum No-Fee Visa credit card

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).2

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

Travel & lifestyle
Scotiabank American Express credit card

Scotiabank American Express® Card

Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4

 

Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

Travel & lifestyle
Scotiabank Platinum American Express credit card

Scotiabank Platinum American Express® Card

Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points.

 

Earn 2X the Scene+ points1 for every $1 you spend.

 

Annual fee: $399
Interest rates: 9.99% purchases / 9.99% cash advances

Cash back
Scotia Momentum Mastercard credit card

Scotia Momentum® Mastercard®* credit card

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1

 

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).2

 

Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances

SHOPPING COVERAGE
Scotiabank U.S. Dollar VISA credit card

Scotiabank® U.S. Dollar Visa* Card

Worry-free U.S. dollar purchases with no currency conversion fees.

 

Annual fee: $35 

Interest rates: 19.99% purchases / 22.99% cash advances

Low Interest
Scotiabank Value Visa credit card

Scotiabank Value® Visa* Card


0% introductory interest rate on balance transfers for the first 10 months (13.99% after that; annual fee $29).2 Plus no annual fee in the first year.2 

 

Save up to hundreds of dollars a year on interest.

 

Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances

Student
SCENE Visa Card for Student

Scotiabank® Scene+ Visa* Card (for students)

Earn up to 5,000 bonus Scene+ points within your first 3 months.2

 

Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

 

Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.

 

Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances

Student
Scotiabank Value Visa credit card

Scotiabank Value® Visa* Card (for students)

Save up to hundreds of dollars a year on interest.1

 

0% introductory interest rate on balance transfers for the first 10 months (13.99% after that; annual fee $29).2 Plus no annual fee in the first year.2

 

Annual fee: $29
Interest rates: 13.99% purchases / 13.99% cash advances

Student
Scotia Momentum Visa credit card

Scotia Momentum® Visa* Card (for students)

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

 

Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances

Student
Scotia Momentum No-Fee Visa credit card

Scotia Momentum® No-Fee Visa* Card (for students)

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).2

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

Student
Scotiabank American Express credit card

Scotiabank American Express® Card (for students)

Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).4 

 

Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

Plan today for a secure tomorrow

Scotia Credit Card Protection