Get the Scotia Momentum® Visa Infinite* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years?
Visit a branch to apply. Use our Branch Locator

Get the Scotiabank Passport Visa* Infinite Card

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Are you new to Canada in the past three years?
Visit a branch to apply. Use our Branch Locator

Get the Scotia Momentum® Mastercard®* credit card

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Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get the Scotiabank American Express® Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get the Scotiabank Gold American Express® Card

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Get the Scotiabank Platinum American Express® Card

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Get the Scotiabank Value® Visa* Card

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Get the SCENE®* Visa* Card for students

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Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get L'earn™ Visa* Card

Are you a Scotiabank customer with access to online banking?

Get the Scotia Momentum® Visa* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get the Scotia Momentum® No-fee Visa* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get the ScotiaGold Passport® Visa* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get the SCENE®* Visa* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get Scotiabank® U.S. Dollar VISA* Card

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Get the Scotiabank® GM®* Visa Infinite* Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get the Scotiabank® GM®* Visa Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years?
Visit a branch to apply. Use our Branch Locator

Scotiabank Credit Cards eligible for ongoing annual fee waiver

Scotiabank Passport™ Visa Infinite Card

Annual Fee
$139/year

Interest rates
19.99% purchases
22.99% cash advances

Scotiabank Gold American Express® Card

Annual Fee
$120/year

Interest rates
19.99% purchases
22.99% cash advances

Scotia Momentum® Visa Infinite Card

Annual Fee
$120/year

Interest rates
20.99% purchases
22.99% cash advances

Scotiabank Value® Visa Card

Annual Fee
$29/year

Interest rates
12.99% purchases
12.99% cash advances

All credit cards

Browse all the Scotia credit cards.

Choose the credit card that’s right for you

Cash back
Scotiabank Momentum Visa Infinite credit card

Scotia Momentum® Visa Infinite* Card

Special offer:
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 No annual fee in the first year, including on supplementary cards.1

 

Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances

 

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Travel & Lifestyle
Scotiabank Passport Visa Infinite credit card

Scotiabank Passport Visa Infinite* Card

Special offer:
Earn up to 35,000 bonus Scene+™ points in your first year (that’s up to $350 towards travel).

 

Annual fee: $139
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Travel & Lifestyle
Scotiabank Gold American Express credit card

Scotiabank Gold American Express® Card

Special offer:
Earn up to 45,000 bonus Scene+™ points in your first year (that’s up to $450 towards travel).1

 

Annual fee: $120
Interest rates: 19.99% purchases / 22.99% cash advances

 

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REWARDS
SCENE Visa credit card

SCENE®* Visa* Card

Special offer:
Earn 5,000 bonus Scene+™* points with your first $750 in everyday purchases in the first 3 months.2

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Cash back
Scotia Momentum Mastercard credit card

Scotia Momentum® Mastercard®* credit card

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1

 

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).2

 

Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances

 

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Cash back
Scotia Momentum Visa credit card

Scotia Momentum® Visa* Card

Get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

 

Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances

 

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No annual fee
Scotia Momentum No-Fee Visa credit card

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).2

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Travel & lifestyle
Scotiabank American Express credit card

Scotiabank American Express® Card

Earn 5,000 bonus Scene+™ points with your first $500 in everyday eligible purchases in first 3 months.4

 

Annual fee: $0 
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Travel & lifestyle
Scotiabank Platinum American Express credit card

Scotiabank Platinum American Express® Card

Earn 30,000 bonus Scene+™ points upon first purchase.4

 

Ultimate travel rewards and privileges. Earn travel rewards up to 4X faster, enjoy comprehensive travel insurance and so much more.

 

Annual fee: $399 
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Travel & lifestyle
ScotiaGold Passport Visa credit card

ScotiaGold Passport® Visa* Card

Earn 5,000 bonus Scene+™ points upon your first eligible purchase.1

 

Flexible travel rewards and travel insurance.

 

Annual fee: $110 
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Low Interest
Scotiabank Value Visa credit card

Scotiabank Value® Visa* Card

0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29).2
Plus no annual fee in the first year.2

 

Save up to hundreds of dollars a year on interest.

 

Annual fee: $29
Interest rates: 12.99% purchases / 12.99% cash advances

 

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Partner
Scotiabank GM Visa Infinite credit card

Scotiabank® GM®* Visa Infinite* Card

First year annual fee waived.2

 

Up to 5% in GM Earnings on eligible purchases and Visa infinite benefits.

 

Annual fee: $79
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Partner
Scotiabank GM Visa credit card

Scotiabank® GM®* Visa* Card

Up to 5% in GM Earnings on eligible purchases.

 

Annual fee: $0

Interest rates: 19.99% purchases / 22.99% cash advances

 

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Student
SCENE Visa Card for Student

SCENE®* Visa* Card for Students

Earn 1,250 bonus Scene+™ points upon first purchase.2

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

 

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Student
L'earn Visa credit card

L'earn® Visa* Card

Accelerated Moneyback rewards for students.

 

Annual fee: $0

Interest rates: 19.99% purchases / 22.99% cash advances

 

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SHOPPING COVERAGE
Scotiabank U.S. Dollar VISA credit card

Scotiabank® U.S. Dollar VISA* Card

Worry-free U.S. dollar purchases with no currency conversion fees.

 

Annual fee: $35 

Interest rates: 19.99% purchases / 22.99% cash advances

 

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Plan today for a secure tomorrow

Scotia Credit Card Protection