Visa Infinite Card
First year annual fee waived1
Cash back on gas & groceries2
2017 MoneySense #1 cash-back rewards card
Great reasons to get this card for your everyday purchases
4% Cash back on gas & groceries2 , 2% cash back on Drug Stores4 and recurring bill payments4.
Plus earn 1% cash back on everything else you charge to your card.5
Fees, Rates & Other Information6
30.0 each Supplementary Card
19.99 / 22.99
19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques
You must have a minimum annual income of $60,000 or a minimum household income of $100,000.
Exclusive, unforgettable experiences
Take advantage of these one-of-a-kind dining, entertainment adventures and exclusive benefits for Visa Infinite card holders.
Visa Infinite Dining Series
Dine with some of the biggest names in the food and wine industry in a private, sophisticated setting. Savour a delicious, multi-course meal and expertly paired wines.
Visa Infinite Music Series
Get true VIP access to premier events with some of the world’s top musicians. You can attend intimate concerts, meet your favourite artists and relax in VIP lounges.
Wine Country Wonders
Show your card at over 60 wineries in British Columbia and Ontario and you can enjoy complimentary tastings, private vineyard tours and discounts on wine purchases.
Complimentary Concierge Services
Whether you need help planning your trip, restaurant reservations, or tickets to a show, our concierge is happy to assist, 24/7.3
Luxury Hotel Privileges
Save with the best available rates – guaranteed. Plus when you check in, you’ll get an automatic room upgrade when it’s available and free Wi-Fi in your room.
For details, and to check out the current exclusive card holder offers, visit Visainfinite.ca.
Your card comes with benefits
Take advantage of all the ways a Scotia Momentum® Visa Infinite card card adds to your life.
For claim forms and answers to Frequently Asked Questions, visit our partner's site.
We will waive the initial annual fee for the primary card and each additional supplementary card for the first year (the “Offer”). Offer applies to new Accounts only that are opened by October 31, 2018 (the “Offer End Date”). Any additional supplementary cards must be issued by October 31, 2018, to qualify for the offer. Offer applies only to new Scotiabank credit card accounts opened by the Offer End Date. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. Offer may be changed or extended and cannot be combined with any other offer.
The preferred annual fee is $99 for the primary card and $30 for each additional supplementary card. Rates and fees are subject to change.
You will earn 4% cash back on the first $25,000 you spend annually at gas stations and grocery stores. 4% cash back applies at merchants which are classified in the Visa Inc. (Visa) network as Grocery Stores & Supermarkets, Service Stations (with or without ancillary services), and Automated Fuel Dispensers (Merchant Codes: 5411, 5541 & 5542). Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by Visa in another manner, in which case this added benefit would not apply.
Concierge Service provided by a duly licensed third party premium concierge provider: AXA Assistance USA, Inc.
You will earn 2% cash back on the first $25,000 you spend annually on recurring payments and drug store purchases. 2% cash back applies at merchants, which are classified in the Visa network as Drug Stores & Pharmacies (Merchant Code: 5912) and Recurring Payments. Recurring payments are defined as payments made on a monthly or regular basis automatically billed by the merchant to your Scotia Momentum Visa Infinite card. Recurring payments are typically telecommunication, insurance, membership, subscriptions etc. purchases. Not all merchants offer recurring payments. (Please check with your merchant to see if they offer recurring payments on Visa cards.) Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by Visa in another manner, in which case this added benefit would not apply.
You will earn 1% cash back on purchases made after you have reached the 4% and 2% $25,000 annual spend maximum ('overflow') and on all other eligible purchases made with the card. Purchase returns, payments, cash advances, Scotia® Credit Card Cheques, credit vouchers, card fees, interest charges or service/transaction charges do not qualify for Scotia Momentum cash back.
Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) and/or American Bankers Life Assurance Company of Florida (ABLAC). Travel Emergency Medical Insurance is underwritten by ABLAC, except for travel in Cuba which is underwritten by Zurich Insurance Company Ltd. The Bank of Nova Scotia is not an insurer. All claims for insurance indemnities must be forwarded to the respective insurers. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance provided with the card. Read the Certificate of Insurance then keep it in a safe place with your other valuable documents, and take it with you when you travel.
All Scotiabank retail credit cards, except ScotiaLine Visa card, Scotiabank Value Visa card, and No-Fee Scotiabank Value Visa card, will have Visa payWave when issued or reissued. Visa payWave™ is a Trademark of Visa Int./Lic. User.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
The Primary Cardholder on the Scotiabank Momentum Visa Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
Scotia Credit Card Protection is a group insurance policy underwritten by Chubb Life Insurance Company of Canada. All coverage is subject to terms and conditions including limitations and exclusions which are outlined in the Certificate of Insurance which you will receive upon enrolment.
10% of your outstanding credit card account balance for up to 10 months up to a maximum of $5,000 per month and a total maximum of $50,000 if you are unable to work due to involuntary Job Loss, Strike or Lockout or become disabled.
Critical Illness, Disability, Job Loss and Strike/Lockout coverage terminates at age 70. Life coverage terminates at age 80.
Registered Trademark of The Bank of Nova Scotia
Visa Int./Licensed User.