Are you a Scotiabank customer with access to online banking?

New to Canada within the past 3 years? Apply here

Are you a Scotiabank customer with access to online banking?

New to Canada within the past 3 years? Apply here

Get a supplementary Card

You will earn cash back on the purchases made by your Supplementary Cardholder at the same rate that you earn cash back rewards on purchases made on your Card.

Simplify Record Keeping Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.

 

Scotia Credit Card Protection (optional)11

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 20%12 of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness13, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $1.09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

Offer details

To qualify for the 10% cash back and annual fee waiver offer, make sure to:

1. Open a new customer Scotia Momentum® Visa Infinite* credit card account by November 1, 2020.

2. Use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening.

We’ll credit your account in 2 instalments:

  1. Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be credited to your Account within 7 months from the account open date; and
  2. Regular Cash Back: The amount earned under your regular Cash Back Program Rate will be credited to your Account according to the regular cash back payment schedule as set out under the Program (i.e., November).

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offers.

See terms and conditions below for full details.

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!8

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.9

Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.

Scotia Momentum® Visa Infinite* Card

The cash back card with the most awards in 2019.

Plus, comprehensive Travel Insurance and New Mobile Device Insurance.7

Special Offer
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards.1  A welcome offer value of $350. 
Apply now

Annual fee

$120/year


First-year annual fee waived

Interest rates 

20.99 / 22.99

On purchases / cash advances

Minimum credit limit

$5,000

Each supplementary Card

$50/year


First-year annual fee waived

Your award-winning card for cash back

 Winner of the 2019 MoneySense Best cash back card (with a fee) award.

Winner of the 2019 Best Cash Back Card (with a Fee).

What's included with your Card

A bank account that does more, means you will too. 

Receive an annual fee waiver on select credit cards by signing up for a Preferred Package or Ultimate Package.

How to qualify

You must have a minimum annual income of $60,000 or a minimum household income of $100,000 or a minimum assets under management of $250,000. 

Get the Scotia Momentum® Visa Infinite* Card

Apply now

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Not sure if this is the right Card for you?