Credit cards

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Select the category that best suits you.

No annual fee credit cards

Instead of paying that annual fee, you keep the extra cash and decide where it goes.

No annual fee
Scotia Momentum No-Fee Visa Card image

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, get a 7.99% introductory interest rate on everyday purchases for the first 6 months (19.99% after that; annual fee $0).1

 

No annual fee

Interest rates: 19.99% purchases / 22.99% cash advances

Partner
SCENE Visa Card image

SCENE®* Visa* Card

Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months.1

 

No annual fee

Interest rates: 19.99% purchases / 22.99% cash advances

Partner
Scotiabank GM Visa Card image

Scotiabank® GM®* Visa* Card

Up to 5% in GM Earnings on eligible purchases.

 

No annual fee

Interest rates: 19.99% purchases / 22.99% cash advances

Travel & lifestyle
Scotiabank American Express Card image

Scotiabank American Express® Card

Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 months.1

 

No annual fee 

Interest rates: 19.99% purchases / 22.99% cash advances

Cash back
Scotia Momentum Mastercard Credit Card image

Scotia Momentum® Mastercard®* Credit Card

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.

 

No annual fee

Interest rates: 20.99% purchases / 22.99% cash advances

Plan today for a secure tomorrow

Scotia Credit Card Protection