No annual fee credit cards

Instead of paying that annual fee, you keep the extra cash and decide where it goes.

Choose the credit card that’s right for you

REWARDS
SCENE Visa credit card

Scotiabank® Scene+ Visa* Card

Earn up to 7,500 bonus Scene+ points within your first 3 months.2

 

Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

 

Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.

 

Annual fee: $0

Interest rates: 20.99% purchases / 22.99% cash advances

No annual fee
Scotia Momentum No-Fee Visa credit card

Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).2

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

Travel & lifestyle
Scotiabank American Express credit card

Scotiabank American Express® Card

Earn up to 7,500 bonus Scene+ points within your first 3 months (that’s up to $75 towards travel).4

 

Earn 3 Scene+ points1 on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more.

 

Annual fee: $0
Interest rates: 19.99% purchases / 22.99% cash advances

Cash back
Scotia Momentum Mastercard credit card

Scotia Momentum® Mastercard®* credit card

Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.1

 

7.99% introductory interest rate on purchases for the first 6 months (20.99% after that;  annual fee $0).2

 

Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances

Student
SCENE Visa Card for Student

Scotiabank® Scene+ Visa* Card (for students)

Earn up to 7,500 bonus Scene+ points within your first 3 months.2

 

Earn 2 Scene+ points4 on every $1 you spend at Sobeys, Safeway, Foodland & Participating Co-ops, FreshCo and more.

 

Earn 2 Scene+ points4 on every $1 you spend at Home Hardware.

 

Annual fee: $0
Interest rates: 20.99% purchases / 22.99% cash advances

Plan today for a secure tomorrow

Scotia Credit Card Protection