Creditor Insurance Protection Planner

By answering a few questions, we can help you understand how to best protect your Scotiabank credit and loan obligations based on your individual needs. If you are not sure how to use this tool, please speak to one of our advisors for assistance.

I'm including information for:

Myself

Myself and a Co-⁠Borrower/
Guarantor

Debt: What are your current Scotiabank debt obligations? What are the total Scotiabank debt obligations for yourself and your Co-⁠Borrower/Guarantor? info
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Mortgage
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$
Credit Cards
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$
Loans and Lines
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$
Savings: What are the total savings you currently have? What are the total combined savings yourself and your Co-⁠Borrower/Guarantor currently have? info
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$
$
$
Cash Flow: Tell us about your income. Tell us about your and your Co⁠-Borrower/Guarantor’s income. info
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Borrower

$

Co-Borrower/
Guarantor

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Coverage: How much insurance coverage do you currently have? How much insurance coverage do you and your Co-⁠Borrower/Guarantor currently have? info
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$
$
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Results:
Life insurance provides protection and security for your family.
Borrower
of your Scotiabank debt obligations may be covered
of your Scotiabank debt obligations may not be covered
Co-Borrower/Guarantor
of your Scotiabank debt obligations may be covered
of your Scotiabank debt obligations may not be covered
Ways to contact us
Scotia online
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contact us
In person

Make an appointment

Get started
Calculate your estimated premium
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Scotia online
Apply online

Sign in to

Scotia Online
contact us
In person

Make an appointment

Get started
Your Estimated Premium

By providing your information in the fields below, we can generate an estimated premium based on your individual needs.

years
warning
You are over the age limit to apply for Scotia Mortgage and Scotia Line of Credit Protection.

years
warning

Note:
To apply for Scotia Mortgage and/or Scotia Line of Credit Protection, you must be between 18 and 64 years of age.
To apply for Scotia Credit Card Protection, you must be between 18 and 69 years of age.

What Scotiabank product do you want to protect?

Scotiabank Mortgage

(Including property tax)

To apply for Scotia Mortgage Protection, you must be between 18 and 64 years of age.

$
$

What insurance coverage do you want to add?

Life Protection Life Protection info
Add protection for
Critical Illness Protection Critical Illness Protection info
Add protection for
Disability Protection Disability Protection info
Add protection for
Estimated insurance coverage cost for the Borrower: $0 monthly or $0 daily.* Plus applicable taxes.1

(Includes a discount because you have chosen multiple coverages and/or multiple borrowers.)

Estimated insurance coverage cost for the Co-⁠Borrower/Guarantor: $0 monthly or $0 daily.* Plus applicable taxes.1

(Includes a discount because you have chosen multiple coverages and/or multiple borrowers.)

*Daily amount is based on 31 days in each monthly period.

Scotiabank Line of Credit

(Premiums are calculated daily based on your account balance)

To apply for Scotia Line of Credit Protection, you must be between 18 and 64 years of age.

$

What insurance coverage do you want to add?

Life Protection Life Protection info
Add protection for
Joint: $0
Critical Illness Protection Critical Illness Protection info
(only available with Life Protection)
Add protection for
Critical Illness coverage is only available with Life Protection.
Critical Illness coverage is only available with Life Protection.
Joint: $0
Disability Protection Disability Protection info
Add protection for
Job Loss Protection Job Loss Protection info
(only available with Disability Protection)
Add protection for
Job Loss coverage is only available with Disability Protection.
Job Loss coverage is only available with Disability Protection.
Total cost of coverage based on your selection would be $0 monthly.

Scotiabank Credit Card

(Premiums are calculated daily based on your account balance)

To apply for Scotia Credit Card Protection, you must be between 18 and 69 years of age.

$

What insurance coverage do you want to add?

Comprehensive Protection Comprehensive Protection info

Includes:

Life, Critical Illness, Hospitalization, Disability, Job Loss, and Strike or Lockout

$0/mo

Plus applicable taxes.1
Basic Protection Basic Protection info

Includes:

Life, Critical Illness and Hospitalization

$0/mo

Plus applicable taxes.1
Estimated insurance coverage cost for Borrower: $0 monthly.1
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