By answering a few questions, we can help you understand how to best protect your Scotiabank credit and loan obligations based on your individual needs. If you are not sure how to use this tool, please speak to one of our advisors for assistance.
Debt
Savings
Cash
Flow
Coverage
Results
Estimated
Premium
This coverage may not be right for you if: you are employed part-time, if you are unemployed, or if you are have not been a resident of Canada for at least 5 years. Please call us at 1-855-753-4272.
By providing your information in the fields below, we can generate an estimated premium based on your individual needs.
(Including property tax)
To apply for Scotia Mortgage Protection, you must be between 18 and 64 years of age.
Since you have selected two or more insurance coverages, your estimated cost reflects a lowered rate on the premium
Your mortgage is over $350,000, so your estimated cost includes a lowered rate on the Life/Critical Illness premium
Since you have selected two or more insurance coverages, your estimated cost reflects a lowered rate on the premium
Your mortgage is over $350,000, so your estimated cost includes a lowered rate on the Life/Critical Illness premium
*Daily amount is based on 31 days in each monthly period.
(Premiums are calculated daily based on your account balance)
To apply for Scotia Line of Credit Protection, you must be between 18 and 64 years of age.
(Premiums are calculated daily based on your account balance)
To apply for Scotia Credit Card Protection, you must be between 18 and 69 years of age.
Includes:
Life, Critical Illness, Disability, and Job Loss
$0/mo
Plus applicable taxes.1
Includes:
Life, Critical Illness and Hospitalization
$0/mo
Plus applicable taxes.1The Bank of Nova Scotia is not an insurer and this is not an offer of insurance. All insurance plans are underwritten by independent licensed insurers under group policies issued to The Bank of Nova Scotia and all coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment.
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Mortgage
Mortgage Amount
Monthly Payments
Credit Cards
Balance Owed
Monthly Payments
Loans and Lines
Balance Owed
Monthly Payments
Creditor Insurance Protection is optional. This is not an offer of insurance or an insurance quote. Estimates are approximations based on the data you provided and for illustration purposes only. The Bank of Nova Scotia is not an insurer and all insurance plans are underwritten by independent licensed insurers under group policies issued to The Bank of Nova Scotia. Full details of how premiums are calculated, as well as full details of coverage (including limitations and exclusions) are provided in The Certificate of Insurance which is provided at the time of enrolment. Sample certificates of insurance are available on Scotiabank.com/insurance.
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