RRSP contribution deadline is fast approaching
RRSP season is coming. Make a contribution to your RRSP for the 2019 tax year by February 29, 2020 and keep working towards your dream retirement.
Your RRSP contributions are tax deductible, which means you save on taxes.
Ranked Highest in Customer Satisfaction with Retail Banking Advice by J.D. Power for 2019*.
Achieved for the year 2018†
ScotiaFunds is the recipient of five 2018 FundGrade A+ Awards, given annually to investment funds and their managers who have shown “consistent, outstanding, risk-adjusted performance."
Get our retail banking award-winning team working for you
Last year, Scotiabank helped over a million Canadians energize their investing. Find out how we can spark something impressive for your investments, too. Talk to a Scotiabank advisor today.
Featured investment solutions
These are some of our most popular investment solutions.
The Scotia Aria® Retirement Program
A customized retirement portfolio to help you build, defend, and draw income from your savings.**
Tax Free Savings Account (TFSA)
A registered account in which the income you earn is completely tax free1. You don't even pay tax when you withdraw funds.
Market Linked Guaranteed Investment Certificates (GIC)
Say hello to worry-free investing. Discover an investment product with the security of a GIC plus the potential to earn more.
Get self-started with self-directed investing. Get up to $1,500 and $6.99 pricing or up to 500 free equity trades2. Our powerful online trading platform is easy to use, plus you’ll gain access to in-depth analysis, research, and much more.
What are you saving for?
Whether you’re saving for retirement, a child’s education, or just a rainy day, Scotiabank will partner with you every step of the way.
I want to:
A Scotiabank Advisor is here to help
Scotiabank Advisors work with customers to help them meet their financial goals and turn their dreams into reality. Scotiabank Advisors are available to discuss your investment options and create a personal plan for you.
Scotiabank offers lots of tips and tools to support you in making more informed investment decisions.
Estimate how much money you’ll need to save for retirement based on your current earnings and savings.
The benefits of Pre-Authorized Contributions
Invest automatically and watch your savings grow.
Quick answers to common questions
Additional resources and tools
Here are some extra resources to support you:
Use these calculators and other tools to figure how out how much you’ll need to put away to achieve your financial goals:
As used in this webpage, “Investment Specialist and Financial Planner”, “Scotiabank Investment Specialist” and “Financial Planner and Investment Specialist” refers to a Scotia Securities Inc. mutual fund representative or, in Quebec, a Group Savings Plan Dealer Representative who is also registered in the category of Financial Planner. Scotia Securities Inc. is a member of the Mutual Fund Dealers Association. Scotia Aria® Portfolios are managed by 1832 Asset Management L.P., a limited partnership, the general partner of which is wholly owned by The Bank of Nova Scotia.
The Bank of Nova Scotia received the highest score in the 2019 J.D. Power Canada Retail Banking Advice Satisfaction Study of customers’ satisfaction with bank-provided advice. Visit jdpower.com/awards
Registered trademarks of The Bank of Nova Scotia, used under licence. Scotiabank includes The Bank of Nova Scotia and its subsidiaries and affiliates, including Scotia Securities Inc.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
FundGrade A+® is used with permission from Fundata Canada Inc., all rights reserved. The annual FundGrade A+® Awards are presented by Fundata Canada Inc. to recognize the “best of the best” among Canadian investment funds. The FundGrade A+® calculation is supplemental to the monthly FundGrade ratings and is calculated at the end of each calendar year. The FundGrade rating system evaluates funds based on their risk-adjusted performance, measured by Sharpe Ratio, Sortino Ratio, and Information Ratio. The score for each ratio is calculated individually, covering all time periods from 2 to 10 years. The scores are then weighted equally in calculating a monthly FundGrade. The top 10% of funds earn an A Grade; the next 20% of funds earn a B Grade; the next 40% of funds earn a C Grade; the next 20% of funds receive a D Grade; and the lowest 10% of funds receive an E Grade. To be eligible, a fund must have received a FundGrade rating every month in the previous year. The FundGrade A+® uses a GPA-style calculation, where each monthly FundGrade from “A” to “E” receives a score from 4 to 0, respectively. A fund’s average score for the year determines its GPA. Any fund with a GPA of 3.5 or greater is awarded a FundGrade A+® Award. For more information, see www.FundGradeAwards.com. Although Fundata makes every effort to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Fundata. FundGrade ratings are subject to change every month.
Specific product restrictions may apply. Click here to visit the Tax Free Savings Account (TFSA) FAQs.
This offer is subject to certain conditions and restrictions, including, but not limited to, the requirements to open and fund the account(s) with specified minimum amounts by certain dates and to maintain such minimum amounts in such account(s) during a specified time period.
Visit scotiaitrade.com/winter20 for the offer details. New and existing clients opening a new account must enter the promotional code C20 for the cash and $6.99 pricing offer and FT20 for the free trades offer when submitting the New Account application to enroll. Any request to enroll received after February 29, 2020 will not qualify for this promotion. Scotia iTRADE reserves the right to modify and/or cancel this offer at any time without notice in its sole discretion. Scotia iTRADE® (Order-Execution Only Accounts) is a division of Scotia Capital Inc. (“SCI”). SCI is a member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions. ®Registered trademark of The Bank of Nova Scotia, used under license.
For a full Scotia iTRADE Commission/Fee Schedule, visit https://www.scotiaitrade.com/content/dam/scotiabank/itrade/files/en/SIT_FeeSched.pdf. Scotia iTRADE® (Order-Execution Only Accounts) is a division of Scotia Capital Inc. (“SCI”). SCI is a member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions. ®Registered trademark of The Bank of Nova Scotia, used under license.