Don’t spend your vacation worrying about retirement

Scotia Smart Investor helps you set and manage your goals with confidence. So you can be present in the present.

What are you saving for?

Talk to one of our advisors to make a financial plan that focuses on your current needs and future goals.

Products and plans

Set goals and build your financial future with our most popular investment products and plans.

Special Offer

Registered Retirement Savings Plans (RRSP)

An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.


Earn up to $400 with a Scotiabank banking package and an investment plan.*

Special Offer

Tax-Free Savings Accounts (TFSA)

A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1


Earn up to $400 with a Scotiabank banking package and an investment plan.*

Guaranteed Investment Certificates (GICs)

A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return.

Special offer

First Home Savings Account (FHSA)

Start saving towards your first home in Canada, tax-free. 


Earn up to $400 with a Scotiabank banking package and an investment plan.*

Savings Accelerator Account

Grow your savings faster within your investment plan with this high-interest savings account.

ScotiaFunds® Portfolio Solutions

Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk.  Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals.

Scotia iTRADE®

Get started with self-directed investing. Our powerful online trading platform is easy to use, plus you’ll gain access to in-depth analysis, research, tips, and much more.

Investing FAQs

Talk to a Scotia advisor today

A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.

Build a plan for your future with Scotiabank

Get personalized advice from our team of advisors and investment specialists across Canada. 

Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.

Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.

Get smarter with your money. Get Advice+

Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. We’ll help you build a plan that fits your life.

How you could use the new Tax-Free First Home Savings Account (FHSA)

The new Tax-Free First Home Savings Account helps Canadians save towards their first home.

RRSP vs. TFSA: What should I choose?


Not sure about selecting an RRSP or a TFSA? We dive into what you need to know about how they work.

How to save and invest when you're new to Canada

We’ll walk you through everything you need to know about saving and investing in Canada.

Investment explainers and tools

When it comes to investing, the best thing you can do is start. Our explainers and tools help you understand how to get started, what different investing terms mean, and how to plan your financial future.

Watch video How much should I contribute to my RRSP



Watch video : Tips for withdrawing from your investment accounts
Ever wonder how taxation works when withdrawing from a TFSA vs. an RRSP? Scotia investment specialist Henri breaks down the difference.



Watch video: How much should I contribute to my RRSP?
Scotia advisor Daniel shares common RRSP mistakes and how to avoid them.

Watch video Are there downsides to a TFSA?



Watch video: Are there downsides to a TFSA?
The TFSA lives up to its reputation as a very helpful savings tool. Find out why Scotia advisor Daniel doesn’t see downsides to using it.

Introducing Scotia Smart Investor via Advice+

Get investment advice tailored to you. Scotia Smart Investor is a new platform that helps you set, track, and manage your financial goals as your life evolves. Invest for the future, navigate uncertainty, and get tips and recommendations, all in one place.

Getting started with investing

With so much information about investing floating around, it’s easy for first-time investors to get overwhelmed. If you want to grow your money, retire comfortably and achieve your financial goals, you need the right investment strategy. This guide will take you through the basics.

Investment calculators and tools

Let us help you make the right financial decisions. Our interactive tools can help with RRSP decision-making, retirement income planning, budgeting, and choosing appropriate investments and more.