As used in this webpage, “Investment Specialist and Financial Planner”, “Scotiabank Investment Specialist” and “Financial Planner and Investment Specialist” refers to a Scotia Securities Inc. mutual fund representative or, in Quebec, a Group Savings Plan Dealer Representative who is also registered in the category of Financial Planner. Scotia Securities Inc. is a member of the Mutual Fund Dealers Association. Scotia Aria® Portfolios are managed by 1832 Asset Management L.P., a limited partnership, the general partner of which is wholly owned by The Bank of Nova Scotia.

Registered trademarks of The Bank of Nova Scotia, used under licence. Scotiabank includes The Bank of Nova Scotia and its subsidiaries and affiliates, including Scotia Securities Inc.

Offer available until February 15, 2020.  GIC special rates apply only to non-redeemable GICs and are not applicable to other GICs. Interest rate of 2.18% is the annual interest rate if held to maturity. Scotiabank reserves the right to change rates at any time and without notice. Interest is paid at maturity and accrued daily on your GIC from the issue date up to, but not including, the maturity date. Minimum investment of $500 is required. A maximum investment of $5,000,000 per customer. GICs are non-redeemable and must be held the entire length of the term to guarantee your interest rate. Other terms and conditions apply. This offer may be changed or withdrawn at any time without notice.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Specific product restrictions may apply. Click here to visit the Tax Free Savings Account (TFSA) FAQs.

This offer is subject to certain conditions and restrictions, including, but not limited to, the requirements to open and fund the account(s) with specified minimum amounts by certain dates and to maintain such minimum amounts in such account(s) during a specified time period.

Visit scotiaitrade.com/winter20 for the offer details. New and existing clients opening a new account must enter the promotional code C20 for the cash and $6.99 pricing offer and FT20 for the free trades offer when submitting the New Account application to enroll. Any request to enroll received after February 29, 2020 will not qualify for this promotion. Scotia iTRADE reserves the right to modify and/or cancel this offer at any time without notice in its sole discretion. Scotia iTRADE® (Order-Execution Only Accounts) is a division of Scotia Capital Inc. (“SCI”). SCI is a member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions. ^®Registered trademark of The Bank of Nova Scotia, used under license.

For a full Scotia iTRADE Commission/Fee Schedule, click here. Scotia iTRADE^® (Order-Execution Only Accounts) is a division of Scotia Capital Inc. (“SCI”). SCI is a member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions. ^®Registered trademark of The Bank of Nova Scotia, used under license.