Let’s have a conversation

scotiabank branch

Book an appointment with a Scotia advisor.

It starts with a simple conversation.


scotiabank advisor

Have a question?

We’re ready to give you advice.

Building your emergency fund

Life is often filled with surprises. When it comes to unforeseen events like job loss, illness, or major home repairs, it’s important to be financially prepared.

Everyone experiences a cash crunch 

Some call it emergency funds, while others call it savings. Whatever the label, setting aside enough to fund your personal expenses is a good idea to help survive those rainy days.

Small savings can add up

See where you can cut costs and put away a few extra dollars toward your growing emergency fund. A good goal is to have an emergency fund that covers at least three to six months of total living expenses.

Open a high-interest savings account

High-interest savings accounts, such as the MomentumPLUS Savings Account or the Savings Accelerator Account, help you earn interest on your emergency funds and give you anytime access to the money when you need it.

Plans for your emergency savings

Start planning today with the help of a Scotia advisor.

Tax-Free Savings Accounts (TFSA)

A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1

Products for your emergency savings

Having access to a ready reserve of cash will prevent you from taking on additional debt.

Savings Accelerator Account

Earn a competitive interest rate on your money as it grows, with no monthly account fee. Available in registered3 and non-registered plans

MomentumPLUS Savings Account

A high interest savings account that rewards you the longer you save.


All with no minimum balance or monthly account fee.

Are you saving for something else?

We can help you achieve your financial goals.

Introducing Advice+ from Scotiabank

Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. Together, we’ll build a plan that fits your life today and tomorrow.

What is an RRSP?

Your guide to the Registered Retirement Savings Program and how it can help you save for retirement.

What is an RRSP?, What is an RRSP?

What is a TFSA?

Your guide to a Tax Free Savings Account and how they can help you save for your goals.

What is a TFSA?, What is a TFSA?

What you need to know about mutual funds

What is a mutual fund? Our guide explains this investment option, the benefits, risks and more.

What you need to know about mutual funds, What you need to know about mutual funds

Talk to a Scotia advisor today

A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.

Build a plan for your future with Scotiabank

Get personalized advice from our team of advisors and investment specialists across Canada. 

Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.

Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.

scotiabank branch

Book an appointment with a Scotia advisor.

It starts with a simple conversation.

scotiabank advisor

Have a question?

We’re ready to give you advice.

Investing FAQs