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Online appointment booking

A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs.

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Have a question?

We’re ready to give you advice.

Building your emergency fund

Life is often filled with surprises. When it comes to unforeseen events like job loss, illness, or major home repairs, it’s important to be financially prepared.

Everyone experiences a cash crunch 

Some call it emergency funds, while others call it savings. Whatever the label, setting aside enough to fund your personal expenses is a good idea to help survive those rainy days.

Small savings can add up

See where you can cut costs and put away a few extra dollars toward your growing emergency fund. A good goal is to have an emergency fund that covers at least three to six months of total living expenses.

Open a high-interest savings account

High-interest savings accounts, such as the MomentumPLUS Savings Account or the Savings Accelerator Account, help you earn interest on your emergency funds and give you anytime access to the money when you need it.

Registered plan for your emergency savings

Start planning today with the help of a Scotia advisor.

Special Offer

Tax-Free Savings Accounts (TFSA)

For a limited time, earn $150± with your first eligible TFSA.
Conditions Apply.

Products for your emergency savings

Having access to a ready reserve of cash will prevent you from taking on additional debt.

Special Offer

Savings Accelerator Account

For a limited time, earn 1.30% interest on new deposits into your RRSP or TFSA.

MomentumPLUS Savings Account

A high interest savings account that rewards you the longer you save.


All with no minimum balance or monthly account fee.

Are you saving for something else?

We can help you achieve your financial goals.

Introducing Advice+ from Scotiabank

Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. Together, we’ll build a plan that fits your life today and tomorrow.

Why financial advice is so important

Let’s face it: We all could use a little advice from time to time – especially when it comes to our finances.

Learn more, Why financial advice is so important

Getting started on saving and investing: A brief how-to guide

To determine the most appropriate savings and investing options, begin by asking yourself these three key questions.

Learn more , Getting started on saving and investing: A brief how-to guide

RRSP vs. TFSA: What should I choose?

Not sure about selecting an RRSP or a TFSA? We dive into what you need to know about how they work.

Know more, RRSP vs. TFSA: What should I choose?

Talk to a Scotia advisor today

A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.

Build a plan for your future with Scotiabank

Get personalized advice from our team of advisors and investment specialists across Canada. 

Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.

Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.

scotiabank branch

Online appointment booking

A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs.

scotiabank advisor

Have a question?

We’re ready to give you advice.

Investing FAQs