Get more from life in retirement

Now that you're in retirement, an important element of your financial plan is to preserve what you've worked so hard to save.

You have options

We'll put a plan together that will help you gain the financial flexibility and confidence to sustain your income and live your life comfortably.

Your partner in retirement

A financial plan evolves with you.

Your Scotia advisor will stay connected with you to help you get the most out of your retirement savings.

Retirement investment strategies

Talk to your Scotia advisor about all the ways to invest so that you have enough to live comfortably in retirement.

Plans for preserving your retirement savings

Start planning today with the help of a Scotia advisor. 

Registered Retired Income Funds (RRIFs)

Grow your savings tax deferred while generating a steady stream of income during your retirement years. 

Special offer

Tax-Free Savings Accounts (TFSA)

A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1

 

Earn up to $350 with an eligible TFSA and RRSP.*

Products for preserving retirement savings

Build your plan by choosing from our most popular retirement products. 

Savings Accelerator Account

Earn a competitive interest rate on your money as it grows, with no monthly account fee. 

 

Available in registered§ and non-registered plans.

Mutual funds

Mutual funds deliver instant diversification and professional money management in a cost-effective and convenient solution.

Special Offer

Guaranteed Investment Certificates (GICs)

A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return. 

 

Celebrate Lunar New Year with our limited-time offer GIC rate.

MomentumPLUS Savings Account

A high interest savings account that rewards you the longer you save.
 

All with no minimum balance or monthly account fee.

Scotia Essentials Portfolios™

Everything you need in one portfolio to help meet your longer-term goals, combining ScotiaFunds® and cost-effective Exchange Traded Funds (ETFs).

Scotia Selected® Portfolios

A diversified mix of ScotiaFunds and Dynamic Funds in convenient all-in-one portfolios.

Scotia INNOVA Portfolios®

One-stop portfolios that blend traditional and non-traditional asset classes to achieve long-term growth with less market sensitivity.

Scotia Partners Portfolios®

Diversified mutual fund portfolios that offer a world of opportunities in a single investment.

Are you saving for something else?

We can help you achieve your financial goals.

Get smarter with your money. Get Advice+

Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. We’ll help you build a plan that fits your life.


Talk to a Scotia advisor today

A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.

Build a plan for your future with Scotiabank

Get personalized advice from our team of advisors and investment specialists across Canada. 

Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.

Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.

scotiabank branch

Online appointment booking

A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs.

scotiabank advisor

Have a question?

We’re ready to give you advice.

Investing FAQs