Getting There Savings Program® for Youth

Start building healthy financial habits early

Top features:

  • Unlimited debit and Interac e-Transfer transactions3 
  • Earn rewards on debit transactions10

Plan for success with the Student Hub

The best path forward to financial tips, tools, and advice to help students manage their money better.

Explore the Student Hub

Is this Chequing Account right for you?

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Right for you if you:

  • Need a bank account to start building healthy financial habits early
  • Want to use for everyday banking
  • Are under the age of 19
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May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

Account features


  • Unlimited debit transactions3

  • Unlimited Interac e-Transfer transactions3 

  • Scene+TM Program10

Grow your money

  • Earn 0.05% interest on deposits up to $499.99

  • Earn 0.10% interest on deposits of $500 or more

No boundaries

  • No monthly account fee

  • Free paperless or paper statements

Account fees


* Must be 18 years old or younger

Get Rewarded with Scene+

Earn points on everyday purchases with the Scene+TM program

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  • 1 Scene+ point for every $5 spent on everyday purchases.10
  • 1 Scene+ point for every $1 spent at Cineplex.
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  • Redeem Scene+ points for travel, shopping, entertainment, dining, banking, and more.

More perks

Free Scotia® InfoAlerts

Receive an email, text message, or in app push notification when important account activity happens

Find out more

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

Early birds gets the worm.

Teach your kids heatlhy financial habits and the importance of investing early.

Budgeting, saving, the power of compound interest… All important lessons to learn from an early age.

Account set-up

Here’s some important information for setting up a Getting There Program for Youth.

  • Children under 12 must be accompanied by a parent or legal guardian to open an account. 
  • Children aged 12-15+ may open an account on their own, if they are able to provide adequate ID.

      ID Requirements

  1. Age 11 and under: only parent ID required
  2. Age 12 to 15: child ID and/or parent ID required
    Note: Parent ID is required if the child aged 12-15 cannot provide adequate ID on their own or if the child would like a debit card. 
  3. Age 16+: only child ID required

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice