Getting There Savings Program for Youth

Start building healthy financial habits early

Top features:

  • Unlimited debit and Interac e-Transfer transactions3 
  • Earn rewards on debit transactions10

Account features

  • Unlimited debit transactions3

  • Unlimited Interac e-Transfer transactions3 

  • Your choice of SCENE Rewards or Scotia Rewards10

Grow your money
  • Earn 0.05% interest on deposits up to $499.99

  • Earn 0.10% interest on deposits of $500 or more

No boundaries
  • No monthly account fee

  • Free paperless or paper statements

Account fees


* Must be 18 years old or younger

Get rewarded

Earn points on everyday purchases with your choice of rewards program (available for children 14 and older)10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more

More perks

Free Scotia® InfoAlerts

Receive an email, text message, or in app push notification when important account activity happens

Find out more

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

Early birds gets the worm.

Teach your kids heatlhy financial habits and the importance of investing early.

Budgeting, saving, the power of compound interest… All important lessons to learn from an early age.

Account set-up

Here’s some important information for setting up a Getting There Program for Youth.

  • Children under 16 must be accompanied by a parent or a legal guardian to open an account at a branch
  • ID Requirements
    • Age 12 and younger: only parent ID required
    • Age 12 to 16: child and parent ID required
    • Age 16: only child ID required 

Banking with Scotia just makes sense

  • Get your fees waived!

  • Overdraft protection

  • Earn rewards on your everyday purchases

  • Convenient branch & 4,000+ ABM locations

  • Personalized financial advice