Scotia clients get 10% off your eligible Pearson Test of English (PTE)¹

Your access to and use of any products and services offered by Pearson Canada Inc. (“Pearson”) is governed solely by their terms and conditions. The Bank of Nova Scotia (“Scotiabank”) is not responsible for, and provides no representations, warranties or conditions regarding, any third-party products or services, including those of Pearson featured above. 

This PTE offer (“Offer”) is brought to you by Pearson Canada Inc. (“Pearson”) and made available to customers of The Bank of Nova Scotia (“Scotiabank”). 

Scotiabank is not involved in or responsible for the administration or fulfillment of this Offer, including the issuing of the discount for eligible customers. Any questions or issues with respect to the Offer are to be directed to and managed solely by Pearson.

These terms form a binding legal agreement between Pearson and the participant of the Offer (“Participant”, “you”, “your”), with respect to the Offer. In order to participate in this Offer, you must specifically agree to these terms. You may not participate in the Offer if you do not agree to these terms or do not understand them. You agree that your participation to the Offer constitutes your agreement to these terms. The Offer is void where prohibited by law. 

Offer Eligibility: This Offer is exclusively offered to all Scotiabank customers located in Canada who have registered for the Offer by clicking on the link on Scotiabank’s Pearson landing page and filling in a short registration form.

Offer Duration: The Offer is valid from March 2nd until 31 August 2026. To use the discount, the test must be booked on or between these dates.

 

Offer Details and other terms:

• The eligible Scotiabank customers who have registered  for the Offer will be entitled to claim a 10% discount on their eligible test fee.
• The 10% discount is applicable only when the ‘PTE Academic’ or ‘PTE Core’ test is taken at a test center in Canada. 
• This Offer applies exclusively to PTE Academic and PTE Core tests.
• Test takers may select any preferred and available eligible test date, including dates after 31 August 2026, provided the booking is completed during the Offer period.
• All standard PTE Academic and PTE Core terms and conditions apply to this Offer. 
• Applicable PTE Terms and Conditions shall apply to all such PTE tests availed by test takers. Test takers should review the full Terms and Conditions, which will be provided via a link during the booking process.
• This Offer cannot be combined with any other promotional offer from Pearson. 
• Pearson reserves the right to vary these terms and conditions. If for any reason the Offer is not capable of running as planned, including, but not limited to, due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Offer, then Pearson reserves the right to cancel, terminate, modify or suspend the Offer. Pearson further reserves its right, at its sole discretion (a) to disqualify any Participant who tampers with the submission process or any other part of the Offer or Offer forms/webpage/tool. Any attempt by any Participant to deliberately damage any web site, including the Offer landing page/form, or undermine the legitimate operation of the Offer is a violation of the terms herein, should such an attempt be made, Pearson reserves its right to seek any and all remedies available to it under the applicable law.
• Pearson shall not be responsible for any malfunction or for any late or lost submission, damaged, misdirected, incomplete or undelivered entry due to system errors, failed, incomplete or garbled computer or other telecommunication transmission malfunctions, hardware or software failures of any kind, lost or unavailable network connections, typographical or system/human errors and failures, technical malfunction(s) of any telephone network or lines, cable connections, satellite transmissions, servers or providers, or computer equipment, traffic congestion on the internet or at the Offer tool/website, or any combination thereof, including other telecommunication, cable, digital or satellite malfunctions or any reason not beyond Pearson’s reasonable limit, which may limit a Participant’s ability to participate in the Offer.
• The Offer is being provided on “as is” basis without any warranties, whether express or implied. To the extent permitted by law, neither Pearson nor Scotiabank will be liable to you for any indirect, incidental, consequential, or punitive damages arising from or related to your participation or acceptance of the Offer. If applicable law does not allow limitations on implied warranties or the exclusion or limitation of certain damages, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you may have additional rights.
• The purchase of any product or service through Scotiabank is at the purchaser's sole discretion and shall be governed by Scotiabank’s terms and conditions, which are available on its website.  Pearson is not responsible for, and provides no representations, warranties or conditions regarding any third-party products or services, including those of Scotiabank. Pearson’s communications are intended for promotional purposes only and do not constitute financial or legal advice or an opinion related to the acquisition, suitability or use of any Scotiabank product or service.

 

“Pearson” is the trademark of Pearson or other companies in the Pearson group. All other trademarks, service marks, trade names, and logos appearing on this page are the property of their respective owners.

The Scotiabank $100 Reward Offer (the “Offer”) applies only to select members or customers who have received an email directly from Pearson inviting them to participate in the Offer (each an “Eligible Participant”).

 

Offer Validity: The Offer is valid only for the first 2,500 registrations or a maximum period of 6 months after the date of launch (March 2, 2026), whichever comes first (the “Offer Period”).

 

Eligibility: To qualify, the Eligible Participant must be the age of majority in their Canadian jurisdiction of residence, be an international student, a foreign worker on a work permit or a permanent resident and not be an employee of The Bank of Nova Scotia or its affiliates.

 

The Eligible Participant must complete the following actions ("All Actions"):

 

1.       Successfully complete a PTE Academic or PTE Core test on or after the date of launch March 2, 2026).

2.      Consent to receive marketing communications from Pearson (Note this is necessary so that Pearson can contact Eligible Participant to register for the Offer. Eligible Participant may unsubscribe at any time thereafter if they no longer want to receive promotional communications from Pearson).

3.      Register for the Offer using the unique link sent in the email from news@hello.pearsonpte.com.

4.      After successfully registering, Eligible Participant will receive a unique offer code, followed by an email from ARM Marketing Inc. (the “Fulfilment Agency”) on behalf of Scotiabank containing a unique code (the “Offer Code”). The Offer Code will only be valid for 60 days.

5.      Schedule and complete a financial review and goals meeting at a Scotiabank branch with a Scotiabank Advisor no later than 60 days of receiving the Offer Code.

6.      Provide the Scotiabank Financial Advisor with the unique Offer Code provided in the registration confirmation email from Step 4.

 

Upon successfully completing All Actions, the Eligible Participant will receive an email from the Fulfilment Agency with instructions on how to redeem their $100 e-gift card. The Eligible Participant has 30 days from the date of the reward redemption email to redeem their e-gift card by visiting the e-gift card redemption website at the unique link provided in the email. After 30 days, this unique link will expire and will no longer be accessible. Once the Eligible Participant redeems the e-gift card, the Eligible Participant will receive another email within approximately 5 business days with a downloadable version of their selected e-gift card.

 

The e-gift card must be downloaded within 30 days, or it will expire. Once downloaded, e-gift cards do not expire. E-promo cards (The Ultimate Dining) expire 90 days from day of download. In those cases, in which the Eligible Participant has a unique link or downloadable e-gift card that has expired, the Eligible Participant may request a new link at Fulfilment Agency’s discretion at partner@mygift.scotiabank.com. All additional terms and conditions relating to the use of the e-gift card, as published or conveyed by the e-gift card issuer will continue to apply to such use of e-gift card by the Eligible Participants.

 

Limitations:

An Eligible Participant’s assigned Offer Code is unique to them and is not transferable and may not be sold or mass distributed. Once the Eligible Participant’s unique Offer Code has been submitted, it can't be reversed or cancelled. Each Eligible Participant may only use the Offer Code once and there is a limit of one (1) Offer per Eligible Participant regardless of the number of eligible tests taken. This Offer may only be used for personal, non-commercial purposes. Scotiabank reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions from time to time without prior notice. In the event of conflict, these Terms and Conditions will prevail over any of the contents of any brochure, promotional materials or statements, or any other communication regarding this Offer, whether written or oral from Scotiabank, except where otherwise stated.

 

Scotiabank reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way.

 

Scotiabank reserves the right, at its sole discretion, to suspend, disqualify, limit or revoke this Offer for any person it finds or believes to be manipulating or otherwise abusing the process, fairness, or integrity of the Offer or otherwise becomes ineligible. E-gift cards earned through fraudulent activities or activities in violation of these Terms and Conditions will be null and void and repayment may be requested by Scotiabank. Neither Scotiabank nor Pearson shall be liable in case the e-gift card is lost, destroyed or used without permission.

Limitation of Liability:

The Offer is being provided on “as is” basis without any warranties or conditions, whether express or   implied. Neither Scotiabank nor Pearson make any warranties or conditions, express or implied, with respect to e-gift cards, including without limitation, any express or implied warranty of merchantability or fitness for a particular purpose. In the event a e-gift card is non-functional, your sole remedy will be the replacement of such e-gift card. To the extent permitted by law, neither Scotiabank nor Pearson will be liable to you for any indirect, incidental, consequential, or punitive damages arising from, or related to your participation or acceptance of the Offer. If applicable law does not allow limitations on implied warranties or the exclusion or limitation of certain damages, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you may have additional rights.

 

By accepting this Offer, you agree that you have read and understood these Terms and Conditions and agree to be bound by them. Any notice offered by us with respect to this Offer is deemed to be provided on the day it is posted on our website.

Value of up to $2,300 is calculated as follows: i) up to $583.30 first year value with the StartRight^TM Program + ii) Up to $2,083 in Preferred Package, a registered account and Scotiabank Passport Visa Infinite welcome offer and first year point earn potential:

 

i) Value of up to $583.30 is an annual potential value for the first year based on the following benefits and savings available to StartRight^TM clients as of November 1, 2025:

• $203.40 in account fee savings for a Preferred Package chequing account ($16.95 monthly account fee waived for first 12 months);
• $280 in fee savings when compared to in-branch Swift Wire Transfers (assumes an annual average of 7 in-branch Swift Wire Transfers at $40 per transfer);
• $99.90 in fee savings for 10 free equity trades with iTRADE (10 free equity trades per year at $9.99/trade)

Actual value will depend on individual usage of the StartRight^TM Program features and products. Conditions apply. All products and features are subject to change.

ii) Value of up to $2,083 in Scotiabank welcome offer value, first year point earn potential and foreign transaction fee savings includes the following as of November 1, 2025:

• $700: $500 for new Preferred and Ultimate Package clients who complete certain qualifying conditions. Clients who are eligible for the $500 offer can then get an extra $100 with a new Money Master Savings account and/or an extra $100 with a new eligible registered account when they complete certain qualifying transactions; 
• $350 in travel rewards (35,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months;
• $100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months);
• $50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients;
• $136 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee markup typically charged by card issuers);
• $381 in first year point earn potential (38,100 Scene+ points) on everyday purchases based on average annual first year spend per account with an average spend of 20% in 2X accelerator categories;
• $366 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on ‘Preferential’ membership valued at approx. CAD$366/USD$259). Currency conversion as at April 9, 2025.
  
  Actual offers and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.

Registered trademarks of The Bank of Nova Scotia, used under license.