ScotiaLine® Personal Line of Credit

Right for you if:

  • You want access to money whenever and wherever you need it1

  • You want a personal line of credit that fits in your wallet

  • Overview

  • Combines high credit limits and very competitive rates

  • Minimum payments could be as low as interest only2

  • Use ScotiaLine cheques to transfer balances or pay for large purchases

  • Instant cash advances at ABMs in Canada and worldwide

  • Enjoy special discounts

  • PLUS:

    • Regular cheques are free. Personalized cheques are available for purchase.3
    • Itemized statements.
    • Scotia Line of Credit Protection can mean providing the financial support that you and your family may need during a difficult time.


  • Minimum Credit Limit: $5,0004

  • For current rates and information on fees and interest, call 1-888-882-8958.

    For ScotiaLine® Personal Line of Credit customers with VISA* access cards:

    • No cash advance fee when using your VISA* access card at any Scotiabank ABM
    • Enjoy special discounts on car rentals of up to 20% at participating AVIS car rental locations worldwide. Simply present your VISA* access card at any participating location or visit or call 1-800-TRY-AVIS (879-2847) and quote the rebate number C030400


    By Phone

    Mon-Fri (8am-6pm)

    1 (877) 303-8879
    In Person

    Make an appointment

    Find your local branch