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Time
to renew
your mortgage?
Renew today and lock into one of Scotiabank’s great rates.
If your mortgage is coming up for renewal, Scotiabank offers flexible ways to renew your mortgage when, where and how you want.
- Early renew online* by logging into Scotia OnLine and selecting your mortgage account where you may find an exclusive rate offer.
- Call us at 1-866-267-9806 to renew over the phone or make an appointment with your branch.
You can select the term that suits you best and gets you closer to becoming mortgage-free faster.
Did you know that you may be able to early renew your mortgage online?
You may be eligible to renew your mortgage online* at exclusive rates. Simply log into Scotia OnLine and select your mortgage account to get started.
Not yet registered for online banking?
Go to Scotiabank.com, click on the “Activate Now” link at the top right of the page, and follow the prompts.
*Some exclusions apply.
Reasons to renew your mortgage with Scotiabank
You’ll enjoy home ownership even more knowing you have the mortgage that’s right for you and your family. Take a look at all that a Scotiabank mortgage offers:
Friendly, Helpful Advisors
Our highly-skilled team of Mortgage Advisors are here to answer your questions and customize a mortgage solution that fits your needs, today and in the future.
Flexible Payment Options
Our goal is to help you pay off your mortgage sooner and save thousands of dollars in interest along the way.
The Scotia Total Equity® Plan
Unique to Scotiabank, the Scotia Total Equity Plan (STEP) can help you achieve your financial goals by leveraging the equity in your home.
Helpful Mortgage Tools
Our easy-to-use mortgage tools can help you make an even more informed renewal decision. Here’s a sampling of what’s available to you.
Mortgage Calculator
See how much your mortgage payments can be to fit your budget.
Scotia Total Equity Plan Calculator
Calculate how much of your home equity you may be able to access.
More on Mortgages
The more you know about mortgages and home ownership the better. Help yourself to a wealth of easy to read articles.
Financing Your Home Renovations
Since your home is likely your most important asset, renovations can be a great way to increase your property value and also make daily living more comfortable.
Own a home not a mortgage
It's natural to look forward to the day when you have made your very last mortgage payment and own your home outright.