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Time
to renew
your mortgage?
Renew today and lock into one of Scotiabank’s great rates.
If your mortgage is coming up for renewal, now’s a good time to connect with us. One of our Mortgage Advisors will talk through all of your options, so you can select the rate, type and term that suits you best and gets you closer to becoming mortgage-free.
Preferred rates
As a renewing Scotiabank mortgage customer, you may be eligible for a preferred rate. 1-866-267-9806
Reasons to renew your mortgage with Scotiabank
You’ll enjoy home ownership even more knowing you have the mortgage that’s right for you and your family. Take a look at all that a Scotiabank mortgage offers:
Friendly, Helpful Advisors
Our highly-skilled team of Mortgage Advisors are here to answer your questions and customize a mortgage solution that fits your needs, today and in the future.
Flexible Payment Options
Our goal is to help you pay off your mortgage sooner and save thousands of dollars in interest along the way.
Read moreThe Scotia Total Equity® Plan
Unique to Scotiabank, the Scotia Total Equity Plan (STEP) can help you achieve your financial goals by leveraging the equity in your home.
Helpful Mortgage Tools
Our easy-to-use mortgage tools can help you make an even more informed renewal decision. Here’s a sampling of what’s available to you.
Mortgage Payment Calculator
See how much your mortgage payments can be to fit your budget.
Use this toolScotia Total Equity Plan Calculator
Calculate how much of your home equity you may be able to access.
Use this toolMore on Mortgages
The more you know about mortgages and home ownership the better. Help yourself to a wealth of easy to read articles.
Financing Your Home Renovations
Since your home is likely your most important asset, renovations can be a great way to increase your property value and also make daily living more comfortable.
Own a home not a mortgage
It's natural to look forward to the day when you have made your very last mortgage payment and own your home outright.