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Time to renew your mortgage?
Renew today and lock into one of
Scotiabank’s great rates.
If your mortgage is coming up for renewal, Scotiabank offers flexible ways to renew your mortgage when, where and how you want.
Reasons to renew your mortgage with Scotiabank
You’ll enjoy home ownership even more knowing you have the mortgage that’s right for you and your family. Take a look at all that a Scotiabank mortgage offers:
Friendly, Helpful Advisors
It’s important to pay off the debt that has the higher interest rate first and establish a time frame to pay off your debt. This will reduce the overall interest that you will pay to service your debt.
Flexible Payment Options
Our goal is to help you pay off your mortgage sooner and save thousands of dollars in interest along the way.
The Scotia Total Equity® Plan
Unique to Scotiabank, the Scotia Total Equity Plan (STEP) can help you achieve your financial goals by leveraging the equity in your home.
Not yet registered for online banking?
Go to Scotiabank.com, click on the “Activate Now” link at the top right of the page, and follow the prompts.
*Some exclusions apply.
Helpful Mortgage Tools
Our easy-to-use mortgage tools can help you make an even more informed renewal decision. Here’s a sampling of what’s available to you.
Mortgage Calculator
See how much your mortgage payments can be to fit your budget.
Scotia Total Equity Plan Calculator
Calculate how much of your home equity you may be able to access.
Mortgage Prepayment Calculator
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.
More on Mortgages
The more you know about mortgages and home ownership the better. Help yourself to a wealth of easy to read articles
Financing Your Home Renovations
Since your home is likely your most important asset, renovations can be a great way to increase your property value and also make daily living more comfortable.
Own a home not a mortgage
It's natural to look forward to the day when you have made your very last mortgage payment and own your home outright.
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