Scotia Smart Investor

Get investment advice tailored to you. Scotia Smart Investor helps you set, track, and manage your financial goals as your life evolves.

Special Offer

For a limited time, earn an interest rate of 5.00% on new FHSA deposits with the Savings Accelerator Account.


Learn more about the First Home Savings Account (FHSA).

What are you saving for?

Talk to one of our advisors to make a financial plan that focuses on your current needs and future goals.

Investment products that work for you

Whether you want to invest for retirement, save for a down payment, or put money aside to buy something big, we have investment products and options for you.

Special offer

Savings Accelerator Account

For a limited time, earn an interest rate of 5.00% on new FHSA deposits with the Savings Accelerator Account.

Guaranteed Investment Certificates (GICs)

A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return. 

ScotiaFunds® Portfolio Solutions

Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals.

Mutual funds

Mutual funds deliver instant diversification and professional money management in a cost-effective and convenient solution.

The Scotia Aria® Retirement Program

The only retirement program of its kind in Canada, with a customized investment approach designed for your stage in life. A $500 investment is all it takes to get started.

low carbon icon

Introducing Scotia Low Carbon Funds

  • Scotia Low Carbon Canadian Fixed Income Fund
  • Scotia Low Carbon Global Balanced Fund
  • Scotia Low Carbon Global Equity Fund

Scotia iTRADE®

Get started with self-directed investing. Our powerful online trading platform is easy to use, plus you’ll gain access to in-depth analysis, research, tips, and much more.

Investing FAQs

Talk to a Scotia advisor today

A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.

Build a plan for your future with Scotiabank

Get personalized advice from our team of advisors and investment specialists across Canada. 

Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.

Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.

Get smarter with your money. Get Advice+

Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. We’ll help you build a plan that fits your life.

Investment explainers and tools

When it comes to investing, the best thing you can do is start. Our explainers and tools help you understand how to get started, what different investing terms mean, and how to plan your financial future.

Watch video How much should I contribute to my RRSP



Watch video : Tips for withdrawing from your investment accounts
Ever wonder how taxation works when withdrawing from a TFSA vs. an RRSP? Scotia investment specialist Henri breaks down the difference.



Watch video: How much should I contribute to my RRSP?
Scotia advisor Daniel shares common RRSP mistakes and how to avoid them.

Watch video Are there downsides to a TFSA?



Watch video: Are there downsides to a TFSA?
The TFSA lives up to its reputation as a very helpful savings tool. Find out why Scotia advisor Daniel doesn’t see downsides to using it.

Introducing Scotia Smart Investor via Advice+

Get investment advice tailored to you. Scotia Smart Investor is a new platform that helps you set, track, and manage your financial goals as your life evolves. Invest for the future, navigate uncertainty, and get tips and recommendations, all in one place.

Getting started with investing

With so much information about investing floating around, it’s easy for first-time investors to get overwhelmed. If you want to grow your money, retire comfortably and achieve your financial goals, you need the right investment strategy. This guide will take you through the basics.

Investment calculators and tools

Let us help you make the right financial decisions. Our interactive tools can help with RRSP decision-making, retirement income planning, budgeting, and choosing appropriate investments and more.