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Cashable GICs
Get a guaranteed rate and the flexibility to cash out
Guaranteed Investment Certificates (GICs)
Choose the worry-free investment
Types of GIC
Non-Redeemable GICs
Take your savings to the next level
Market Linked GICs
Leverage the power of the stock market while keeping your investment safe.
Personal Redeemable GICs
Have the flexibility to access funds partially or fully as you need them
Why choose a Scotiabank GIC?
When you invest in a GIC you’re guaranteed to get your principal investment amount back. Plus, traditional GICs offer a fixed interest rate so you know how much you’ll earn.
Stay safe and secure
Your principal investment amount is 100% guaranteed.
Customize your solution
You can choose the term you want, a fixed or variable interest rate and you can even opt to lock in your money or access it at anytime.
Save on taxes
Reduce taxes by holding your GIC within a Registered Plan, such as your Registered Retirement Savings Plan (RRSP) or your Tax-Free Savings Account (TFSA).
A bank account that does more, means you will too.
Receive Ultimate and Preferred rates on select Non-Redeemable GICs by signing up for an Ultimate Package or Preferred Package.
1
Formerly Scotia Stock Indexed GIC.
2
Standard and Poor's" and "S&P" are trademarks of The McGraw-Hill Companies and have been licensed for use by The Bank of Nova Scotia and its subsidiary companies. "TSX" is a trademark of The Toronto Stock Exchange and has been licensed for use by The Bank of Nova Scotia and its subsidiary companies. Scotia Stock- Indexed GICs are not sponsored, endorsed, sold or promoted by Standard & Poor's or The Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in these products.
3
The last issue of the Market Powered GIC was issued on January 18, 2011.