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Personal Redeemable GICs
What is a Personal Redeemable GIC?
Personal Redeemable GIC allows you to earn a guaranteed rate*. You can access your investment partially or fully at a pre-determined rate as your financial needs arise.
Secure growth in all plans
Flexibility to invest in a registered or non-registered plan based on your financial needs
Access to funds
Regardless of what happens in the market or in your financial journey, you can cash in early at a pre-determined rate
Competitive Rates*
Interest will be calculated from day one of holding the deposit with the bank
Guaranteed rate of return with full access at any time
Terms listed are available for a limited time.
0.55%
24 months
0.45%
21 months
0.40%
15 months
Additional information
- Minimum investment of $500
- Interest paid annually or at maturity*
- Contact your Scotiabank branch to find the flexible terms available today
- Available in Canadian currency only
Perfect for customers
- Who may need cashflow in the near future
- Who want a customized and guaranteed solution
- Who have flexibility and liquidity in their financial portfolio
- Who want to hold funds while they search for their perfect home or plan their wedding
*
Interest is accrued daily on your GIC from the issue date up to, but not including, the maturity date. Also, interest will be paid/compounded for the leap day in a leap year. Where an actual interest rate is disclosed, it is an annual interest rate if held to maturity.