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An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.
Invest for what matters tomorrow. Enjoy what matters today.
We begin with your goals in mind. Then we build a detailed investment plan to get you there.
Save for any goal with our registered plans
Whether you’re planning for retirement or something a little sooner, our registered plans can help you grow your money while saving on the taxes you pay today.
A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.*
RESPs help parents, family, and friends save towards a child's future post-secondary education.
Grow your savings tax deferred while generating a steady stream of income during your retirement years.
Save for the financial well-being of an individual or family member with a disability.
Introducing Advice+ from Scotiabank
Investing for the future is important, but so is enjoying your life today. Get financial advice from Scotiabank that’s easy to understand, informative, and tailored to you. Together, we’ll build a plan that fits your life today and tomorrow.
What is an RRSP?
Your guide to the Registered Retirement Savings Program and how it can help you save for retirement.
What is a TFSA?
Your guide to a Tax Free Savings Account and how they can help you save for your goals.
How to save for your child’s education with an RESP
Your guide to Registered Education Savings Plans and everything you need to know about this investing vehicle.
Talk to a Scotia advisor today
A Scotiabank advisor is someone you can talk to about your today and trust with your tomorrow.
Build a plan for your future with Scotiabank
Get personalized advice from our team of advisors and investment specialists across Canada.
Connect with us in a way that’s convenient for you. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan.
Monitor your investments digitally with online and mobile banking. Our digital banking guides show you how to take care of your banking using your mobile phone, tablet, or computer.
Online appointment booking
A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs.
Have a question?
We’re ready to give you advice.
Investing FAQs
Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the fund’s simplified prospectus before investing. Mutual funds are not guaranteed or insured by the Canada Deposit Insurance Corporation or any other government deposit insurer, their values change frequently and past performance may not be repeated.
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The amount you withdraw can be put back into your TFSA starting the following year without impacting your contribution room. Specific product restrictions may also apply. Annual contribution limits: $5,000 for 2009-2012; $5,500 for 2013-2014; $10,000 for 2015; $5,500 for 2016-2018; $6,000 for 2019. First time contributors who were at least the age of majority in their province/territory of residence on January 2, 2009 can contribute a maximum of $63,500 in 2019. For complete information on your contribution room, please visit the Canada Revenue Agency website.