Get the ScotiaGold Passport® Visa* credit card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years?
Visit a branch to apply. Use our Branch Locator

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!9

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.10

Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.

ScotiaGold Passport® 
Visa* Card

Earn 5,000 bonus Scotia Rewards points upon your first purchase1

Earn cash back on travel purchased through Scotia Rewards Travel Service3


Book and redeem for travel anywhere, anytime, with no travel restrictions4


Are you new to Canada in the past three years?

Visit a branch to apply.

Use our Branch Locator

See your travel rewards

and save

Calculate and Save

Great reasons to get this card for your everyday purchases

Earn Scotia Rewards Points and Cash Back

  • Earn 1 Scotia Reward points on every $1 spent

  • Book your travel through Scotia Rewards Travel Service3 and earn 5% cash back5 on the cost of your trip.

  • Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.

  • Redeem for travel anywhere, anytime, with no travel restrictions.

  • Enjoy benefits

  • Access to special offers, merchandise, rewards and more

  • Peace of mind for every trip

  • Travel with confidence on every trip with our comprehensive travel insurance coverage

  • Scotiabank Rewards Program Terms and Conditions

    Fees, rates & other information6

    Annual Fee


    30 each Supplementary Card

    Interest rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    Take advantage of everything your ScotiaGold Passport® Visa* Card offers you.

    Book and redeem easily

    Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare7.

    More Details, Book and redeem easily
    Travel and get 5% cash back

    Reward yourself for seeing the world. You’ll earn 5% cash back on airline tickets, pre-package tours, and cruises. Visit online or call Scotia Rewards to redeem.

    Beyond Travel Rewards

    Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Reward

    Scotia Rewards & SCENE® Points Conversion12

    You can convert your Scotia Rewards points to SCENE or your SCENE points to Scotia Rewards points instantly, anytime you want.   Remember that you must have a SCENE account to convert Scotia Rewards points to SCENE points and please review the rate conversions. 

    Visit and see the Conversion Program terms and conditions for more details. 

    Save on Car Rentals

    As a ScotiaGold Passport Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your ScotiaGold Passport Visa card.      

    More details, Save on Car Rentals

    Scotia SelectPayTM

    A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.§

    Travel with 5 types of coverage8

    Relax… While you’re away you have comprehensive travel protection.

    Travel Emergency Medical Insurance8

    Coverage is provided for eligible persons under age 65 for up to 25 consecutive days.

    More Details, Travel Emergency Medical Insurance8
    Rental Car Collision Loss Damage Insurance8

    Charge the full cost of your eligible rental car to your card and you’re automatically insured if your rental is damaged or stolen.

    More Details, Rental Car Collision Loss Damage Insurance8
    Delayed and Lost Baggage Insurance8

    Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

    More Details, Delayed and Lost Baggage Insurance8
    Travel Accident Insurance8

    Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

    More Details, Travel Accident Insurance8
    Hotel/Motel Burglary Insurance8

    Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

    More Details, Hotel/Motel Burglary Insurance8

    For claim forms and answers to Frequently Asked Questions visit our partner's site.

    Shop with added coverage

    Added coverage means you can shop with confidence anywhere around the world.

    Purchase Security & Extended Warranty Protection8

    Most items purchased with your card are insured against theft, loss or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

    More Details, Purchase Security & Extended Warranty Protection8

    Enjoy all the benefits

    Save time at the checkout

    Tap your ScotiaGold Passport Visa Card or your smartphone for quick easy payments.

    More Details, Save time at the checkout
    Get a Supplementary Card

    Add an additional Supplementary Cardholder to your ScotiaGold Passport® Visa card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member11

    More Details, Get a Supplementary Card

    Scotia Credit Card Protection (optional)

    This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

    There are two different coverage bundles to choose from:

    Basic Protection 

    • Death Benefit
    • Critical Illness Benefit  
    • Hospitalization Benefit

    Comprehensive Protection

    • Death Benefit
    • Critical Illness Benefit
    • Hospitalization Benefit
    • Disability Benefit
    • Job Loss Benefit
    • Strike or Lockout Benefit

    Learn more about Scotia Credit Card Protection

    ScotiaGold Passport® Visa* card

    In Person

    Make an appointment

    Find a branch
    By Phone

    takes about 8 minutes

    1 (800) 747-3208
    Apply Online

    Travel rewards plus cash back

    Apply Now