Rates and fees

Whether you’re looking for product details, bank fees, or articles to make the most of your banking, we’ve got you covered.


Scotiabank Prime

Scotiabank Prime Lending Rate [prime_rate]

Effective  [prime_rate_date]


Loans and mortgages

Whether you’re looking to buy a home or make a larger purchase, our borrowing options have you covered.



Consider our GIC products when you’re looking for a rate of return that is guaranteed for the investment term. 


Savings accounts

Earn interest with any of our savings accounts including U.S., Euro, TFSA, and Investment Accounts. 


Mutual funds

Choose from 58 different mutual funds, including balanced, equity, index, cash equivalent, and more. 


Foreign exchange

Need to buy, sell, or transfer foreign currency? We’re here to assist you. 


Chequing accounts

Our chequing accounts offer you a range of services so you get the most value, including waivers on select fees.


Credit cards

Our cards offer a variety of benefits, rewards, and interest rates. 


Registered plans

We have registered plans to suit many different life stage needs — from RRSPs, RESPs, and RDSPs. 

Bank fees

Account fees

Our banks accounts offer a range of fees so you can pick the one right for you.  

Credit card fees 

With a selection of credit cards ranging from no annual fees to discount fees, we’ve got you covered.

Tips to reduce fees

Learn how to make the most of your money by reducing your banking fees.

Investment account fees

Learn about the fees so you can start investing with Scotia. 

We've answered the most frequently asked questions when it comes to fees.

Explore more

What you need to know about mutual funds

A primer for investors of all experience levels

RRSP vs. TFSA: What should I choose?

Not sure about selecting an RRSP or a TFSA? We dive into what you need to know about how they work.

How to choose between a GIC and a High Interest Savings Account 

Wondering if you should put your money in a guaranteed investment certificate (GIC) or a High Interest Savings Account (HISA)? Here’s what you need to know.

Prefer to talk with us?


We're here to help.


Talk to us on Twitter.