Get the Scotiabank American Express® Card

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Get a Supplementary Card8

Earn More Travel Rewards 

You will earn travel rewards on the purchases made by your Supplementary Cardholder at the same rate that you earn travel rewards on purchases made on your Card.

Comprehensive Travel and Shopping Protection 

Your Supplementary Cardholders will also enjoy the benefits of comprehensive Travel and Shopping coverage included with your Scotiabank American Express Card Account.

Purchase Security & Extended Warranty Protection (Maximum lifetime liability of $60,000)

Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank American Express Card .

Coverage extends for the first 90 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.

When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.

Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase

Certificate of Insurance

Offer details

To qualify for these offers make sure to open a new Scotiabank American Express credit card account by October 31, 2022.

To qualify for the 10,000 bonus Scene+ points offer:

  1. Earn 5,000 bonus Scene+ points by making at least $750 in everyday eligible purchases in your first 3 months.
  2. Plus, for a limited time, you are eligible to earn a 5,000 Scene+ point bonus when you spend at least $5,000 in everyday eligible purchases in your first year. 

Once you qualify, we’ll credit your account in 2 instalments:

  1. 5,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $750 in net purchases being posted to your Account in your first 3 months. 
  2. An additional 5,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $5,000 annual spend threshold in your first year. 

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below4 for full details.

Scotiabank American Express® Card

Earn 2X Scene+™ points for every $1 you spend on eligible grocery, dining, entertainment, gas, daily transit and select streaming services purchases1.

Displayed card designs will not be available until Fall 2022. Actual cards will vary.


Earn up to 10,000 bonus Scene+™ points within your first year (that’s up to $100 towards travel).4

Scotiabank American Express® Card
Apply now

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Don’t mind paying an annual fee to benefit from even more rewards & other benefits available with one of our other Cards

Fees, rates and other information5

Annual fee:

Interest rates:
19.99 % on purchases
22.99 % on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit:

Each supplementary Card:

NEW!  Double Scene+™ points1

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Eat in & eat out

Earn 2 Scene+ points1 for every $1 you spend on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.

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Watch & Cheer

Earn 2 Scene+ points1 for every $1 spend on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.

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Ride & Drive

Earn 2 Scene+ points1 for every $1 spend on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.

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Listen & Stream

Earn 2 Scene+ points1 for every $1 spend on eligible select streaming services.

Plus earn 1 Scene+™ point for every $1 spent on all other eligible everyday purchases.

More valuable benefits

Book travel and redeem easily

  • Use your Card and book travel through Scene+ Travel, a full-service travel agency2.
  • Redeem for travel anywhere, anytime, with no travel restrictions.

Mobile device insurance

Mobile Device insurance is being added to your card. Protect your new cell phones, smartphones or tablets purchased using your card, if they get lost, stolen, accidentally damaged, or have a mechanical failure10.

Your card comes with great benefits

As a Scotiabank American Express® Cardholder, you’ll enjoy lots of flexibility – and savings.

Apply Scene+ Points to Travel3

With Scene+, you have the flexibility to make your own travel arrangements at any travel provider, site or operator that you choose, and then select the “Apply Points to Travel” option to redeem points to cover off your trip costs within 12 months of the date of the travel purchase.

Get ready to take off with Scene+ Travel2

With Scene+ Travel, you can earn 3 Scene+™ points per Canadian dollar (CAD$) spent on hotel and car rental bookings made through Scene+ Travel using your Scotiabank American Express Card. Points can be redeemed fully or partially, for flights, car rentals and hotels. You can access a range of flexible options when it comes to booking and redeeming for travel purchases.

Enjoy Special Offers, Access and Experiences with American Express Invites®

American Express Invites6 opens the door to great music, theatre, dining, film, fashion and shopping experiences.

Be among the first to know, and the first to go! Sign up for e-updates.

Beyond Travel Rewards

Reward yourself and choose from a wide selection of merchandise and gifts by visiting

Save on car rentals

As a Scotiabank American Express Cardholder, you can save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S. when you pay with your Scotiabank American Express Card7.

Save time at the checkout

Tap your Scotiabank American Express Card or your smartphone for quick easy payments.

Get a supplementary Card

Add an additional Supplementary Cardholder to your Scotiabank American Express Card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member8.

See your travel rewards and save.

Scene+ Program Terms and Conditions

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Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

Get the Scotiabank American Express® Card

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Travel rewards with no annual fee.

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By phone

Call Scotiabank

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In person

Make an appointment at your local branch.

You might also like

Scotiabank Gold American Express® Card

Earn 5X Scene+TM points on every $1 CAD you spend on eligible grocery, dining and entertainment purchases.

The only major bank that saves you 2.5% on foreign transaction fees.

Annual Fee:


Interest rates:

19.99% on purchases
22.99% on cash advances

Not sure if this is the right credit card for you?