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Second home mortgages
Explore your mortgage options for a second home
Need help choosing the right mortgage?
Call us 1-877-303-8879 or contact a Home Financing Advisor in your area
Buying a second home?
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Suggested tools
Unlock your equity with STEP
Use the Scotia Total Equity Plan to tap into your home equity. You’ll save with lower rates and get the funds you need to reach your goals.
Mortgage calculator
Find out what your mortgage payments will be, so you can ensure your mortgage fits your budget.
Prepayment calculator
Find out what your mortgage prerepayment charge will be, so you can be mortgage-free faster.
Plan today for a secure tomorrow.
Maintain the home and lifestyle you’ve worked hard to build.
A Home Financing Advisor gives you comprehensive mortgage advice.
eHOME
The online mortgage hub
Get pre-approved in minutes, track your application status, and receive your mortgage approval online.
Learn the basics today with our step-by-step guide to home-buying from Advice+
Related articles
Buying a new home with a less than 20% down payment? Learn why you'll need mortgage default insurance, how it works and how the premium is calculated.
What are the latest important mortgage rules in Canada? Our guide to what you should know before you get your next home.
More information that may interest you
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Make an appointment with a Home Financing Advisor
Talk to a Home Financing Advisor on the phone or at a location of your choice.
Apply online with eHOME
You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process.
Visit an advisor at your branch
Talk to a Scotiabank Financial Advisor at one of our branches to learn more about our mortgage solutions.