Get started with your account

Congrats on opening your new Scotiabank chequing account!

Follow these steps to help you get the most out of your new account.

1. Bank anywhere

Download the Scotiabank Mobile Banking App and sign up for Scotia OnLine.

2. Fund your account 

Deposit via Interac e-Transfer, ABM deposit, electronic funds transfer, or by visiting your local branch.

3. Set up direct deposits

•  Payroll – Set up a direct deposit to get your pay cheque deposited into your Scotiabank account, or download a void cheque.
•  Government Payments – Set up recurring government payments such as monthly pension cheques or annual tax returns.
•  Group Benefits - contact your group benefits provider with your new banking information.

4. Switch pre-authorized payments

We make switching your pre-authorized bills to your new Scotiabank account easy! Simply log into Scotia OnLine, select "Bill Payments” and follow the “Switch my bills to Scotia” flow to pay bills automatically from your Scotiabank account. All you'll need to do is to input your bill information, and we take care of the rest by contacting the bill company to switch over your bills! Check out just how easy it is with the Switch my Bills tool simulator.

5. Update other payments 

Change your account details on your:

•  Investing and trading accounts
•  Postdated cheques 

Once you’ve completed the above steps, don’t forget to contact your previous bank and close your old account if you’re no longer using it. 

Helpful account services

Great services to help you manage your money.

Free Scotia® InfoAlerts

Receive an email, text message, or in app push notification when important account activity happens.

Find out more

Interac e-Transfer

All you need is an email address and you can send money to friends and family who have a Canadian bank account.

Send money now

Pre-authorized payments

Pay your Internet, cell phone bill and more automatically. Avoid missed due dates and late fees.

Set up a payment

Direct deposit

Have your paycheque, pension and more automatically deposited into your account and access your money right away.

Set it up

Overdraft protection

Manage everyday expenses knowing you won't be caught short of funds.

Protect your account

Western Union

A perfect way to send funds to family and friends worldwide.

Find out