American Express^®

For a limited time, open a new Scotiabank Gold American Express® credit card account (the “Account”) and earn a one-time 25,000 Scotia Reward point bonus with your first $1,000 in eligible everyday purchases made within the first 3 months from the Account open date.  Plus, earn an additional one-time 5,000 Scotia Rewards point bonus when you spend at least $10,000 in eligible everyday purchases in your first year (12-months). Each bonus offer is referred to as a “Bonus Offer” or collectively the “Bonus Offers”. Bonus Offers apply to new Accounts opened by December 30, 2019. 

Bonus Offer Eligibility and Exclusions:

The following individuals are not eligible for the Bonus Offers:

• Current primary or secondary cardholders of a Scotiabank retail credit card, including those that switch from an existing Scotiabank retail credit card
• Previous primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years
• Employees of Scotiabank

Subject to the above exclusions, Scotiabank small business credit card holders are eligible for the Bonus Offers.

Bonus Offers may be changed, cancelled or extended at any time and cannot be combined with any other offers except as otherwise permitted.

Bonus Offer Conditions:

To be eligible for the 25,000 bonus Scotia Rewards points Bonus Offer  you must:

• Have at least $1,000 in eligible purchases posted to your new Account in the first 3 months from the Account open date. 
• Bonus Scotia Reward points will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout.

To be eligible for the 5,000 bonus Scotia Rewards points Bonus Offer you must:

• Have at least $10,000 in eligible purchases in your first year (12-months) on the Account (annual period starts from the Account open date). 
• Bonus Scotia Rewards points will be credited to the primary cardholder’s Scotia Rewards account within two statement cycles after meeting the $10,000 annual spend on the Account, provided the Account is open and in good standing at the time of payout.

“Eligible purchases” include purchases (less any refunds, returns or other similar credits) and do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The Account is considered in good standing if it is not delinquent (past due) or over limit and the cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Registered trademarks of The Bank of Nova Scotia. American Express is a registered trademark of American Express. This credit card program is issued and administered by the Bank of Nova Scotia under license from American Express.